112 10th St, Ames, IA 50010 Property Records

Story County property record for 112 10th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,056 sqft · built 1920
Lot Size	0.09 acres (3,900 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Apr 2022)
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-136-030`

Property Details

APN / Parcel Number

Primary APN	`09-02-136-030`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
1st Floor Area	807 sqft
Attic	Attic
Attic Area	266 sqft
Basement Area	807 sqft
Unfinished Basement	883 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,900 sqft (0.09 acres)
Lot Dimensions	78 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	356 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	112 10TH ST
City	AMES
State	IA
Zip	50010-6346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	SECTION:02 TOWNSHIP:83 RANGE:24 N78' W50' LOT 1 BLK A SE NW AMES
Legal Range	24W
Legal Township	83N
Legal Section	02
Legal Subdivision	BLOCK A SE CORNER E1/2 NW1/4 SECTION
Legal Block	A
Legal Lot Number	1
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2019
Census Tract	900

Owner

112 10th St is owned and occupied by two individuals who bought it in April 2022.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 10TH ST, AMES, IA 50010-6346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBERS 1ST COMMUNITY FCU
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST COMMUNITY CU
Apr 6, 2022	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC
Apr 6, 2022	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on File
Deed Sale	Apr 6, 2022 · Amount on File
Deed Document Number	20223185
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	112 10TH ST, AMES, IA 50010-6346
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600966
Date	Feb 6, 2026
Instrument	2026-00966

Lender

Name	MEMBERS 1ST COMMUNITY FCU
Type	Credit Union
Address	MARSHALLTOWN, IA 50158

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	178 Months
Due	Dec 9, 2040

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	112 10TH ST, AMES, IA 50010-6346
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202204106
Date	Apr 29, 2022
Instrument	2022-04106

Lender

Name	MEMBERS FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 30, 2047

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 6, 2022
Property Address	112 10TH ST, AMES, IA 50010-6346
Document Number	0202203185
Instrument Date	Apr 4, 2022
Instrument	2022-03185
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 10TH ST, AMES, IA 50010-6346

Mortgage

Document Number	0202203186
Date	Apr 6, 2022
Instrument	2022-03186

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

April 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STORY IA
Recording Date	Apr 6, 2022
Property Address	112 10TH ST, AMES, IA 50010-6346
Document Number	0202203183
Instrument Date	Apr 4, 2022
Instrument	2022-03183
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 112 10th St was $2,538 with a homeowner's exemption, down 19.1% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,538.00 (-19.12%) Homeowner's exemption	$195,400 Land $19,500 Building $175,900	$195,400 Land $19,500 Building $175,900
2024	$3,138.00
2023		$226,600 Land $37,900 Building $188,700	$226,600 Land $37,900 Building $188,700
2022	$2,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: ICS Advanced Technologies, T-Mobile.

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