Lake County property record for 11194 Spear Rd, Concord Township, OH 44077
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,260 sqft · built 1963 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $93,000 (Jun 2026) |
| Tax Bill | $5,297 (2023) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-A-018-A-00-065-0 |
| Primary APN | 08-A-018-A-00-065-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 32 sqft |
| Patio Area | 32 sqft |
| Utility Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 11194 SPEAR RD |
|---|---|
| City | CONCORD TOWNSHIP |
| State | OH |
| Zip | 44077-9542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 8 TRACT 3 |
| Legal Subdivision | CAMBRIDGE CONDO 04 |
| Legal Tract | 3 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 205002 |
Source: Lake County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 325 PARK RD, PAINESVILLE, OH 44077-5042 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP |
| Nov 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Jan 21, 2004 · Amount on Record |
| Deed Document Number | 202613246 |
| Prior Transfer Date | Sep 11, 1997 |
| Prior Transfer Doc | 0000045029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 18, 2026 |
| Property Address | 11194 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9542 |
| Document Number | 0000013246 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202613246 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $37,572.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 325 PARK RD, PAINESVILLE, OH 44077-5042 |
| Document Number | 0000013247, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202613247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 11194 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9542 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11194 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9542 |
| Document Number | 0000023193 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 2023R023193 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Aug 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 11194 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9542 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11194 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9542 |
| Document Number | 0000002858 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 2023R002858 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 246 Months |
| Due | Aug 1, 2043 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Concord Township |
| Unified School District | Riverside Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $70,000 (+27.62%) Land $17,760 Building $52,240 | $199,990 (+27.61%) Land $50,730 Building $149,260 | |
| 2023 | $5,297.00 (+80.6%) Homeowner's exemption | $54,850 (-) Land $14,790 Building $40,060 | |
| 2022 | $2,933.00 Homeowner's exemption | $54,850 Land $14,790 Building $40,060 | |
| 2021 | $156,720 Land $42,250 Building $114,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 8 of 24 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures