Lake County property record for 11190 Spear Rd, Concord Township, OH 44077
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,377 sqft · built 1952 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $9,338 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-A-018-A-00-049-0 |
| Primary APN | 08-A-018-A-00-049-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,377 sqft Living Area |
| 1st Floor Area | 1,523 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 54,886 sqft (1.26 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 378 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | C 2 |
|---|---|
| Street Address | 11190 SPEAR RD |
| City | CONCORD TOWNSHIP |
| State | OH |
| Zip | 44077-9542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 8 TRACT 3 |
| Legal Subdivision | SUBSISTENCE HOMESTEADS |
| Legal Tract | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 205002 |
The current owner of 11190 Spear Rd acquired it in March 2000.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 11190 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9542 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Dec 30, 1997 |
| Last Transfer Date | Mar 28, 2000 |
| Transfer Doc | 0000010443 |
| Record Updated | Jun 7, 2026 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Concord Township |
| Unified School District | Riverside Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $9,338.00 (+83.03%) Homeowner's exemption | $96,690 (-) Land $18,450 Building $78,240 | |
| 2022 | $5,102.00 Homeowner's exemption | $96,690 Land $18,450 Building $78,240 | |
| 2021 | $276,270 Land $52,720 Building $223,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11190 Spear Rd in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 8 of 24 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11190 Spear Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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