11192 Olde Towne Pl, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 11192 Olde Towne Pl, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,149 sqft · built 1993
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jul 2026)
Tax Bill	$3,883 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23G-01-019`

Property Details

APN / Parcel Number

Primary APN	`23G-01-019`
Alternative APNs	`4503264245` `6760`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,149 sqft Living Area
1st Floor Area	4,062 sqft
Attic	Attic
Attic Area	372 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	11192 OLDE TOWNE PL
City	SMITHFIELD
State	VA
Zip	23430-5720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	L 19 SEC 1A GATLING PT S PLAT 2-8-10
Legal Subdivision	PLAT OF SUB GATLING POINTE SOUTH PH 1A
Legal Lot Number	19
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	NEWPORT
Census Block Group	3
Census Block	3009
Census Tract	280104

Owner

11192 Olde Towne Pl is owned and occupied by two individuals who bought it in July 2026.

Source: Isle Of Wight County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11192 OLDE TOWNE PL, SMITHFIELD, VA 23430-5720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Dec 18, 2014
Deed Document Number	20263176
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Jul 1, 2026
Property Address	11192 OLDE TOWNE PL, SMITHFIELD, VA 23430-5720
Document Number	0000003176
Instrument Date	Jun 24, 2026
Instrument	20263176
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11192 OLDE TOWNE PL, SMITHFIELD, VA 23430-5720

Mortgage

Document Number	0000003177,
Date	Jul 1, 2026
Instrument	20263177

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 11192 Olde Towne Pl was $3,883, up 4.5% from the year before.

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,883.00 (+4.52%)	$479,400 (-) Land $85,000 Building $394,400	$479,400 (-) Land $85,000 Building $394,400
2025	$3,715.00	$479,400 Land $85,000 Building $394,400	$479,400 Land $85,000 Building $394,400
2023		$479,400 Land $85,000 Building $394,400	$479,400 Land $85,000 Building $394,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11192 Olde Towne Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (1999–2009)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11192 Olde Towne Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20