Isle Of Wight County property record for 11146 Olde Towne Pl, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,614 sqft · built 1994 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (May 2026) |
| Tax Bill | $3,495 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Mar 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23G-01-023 |
| Primary APN | 23G-01-023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,614 sqft Living Area |
| 1st Floor Area | 2,814 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 11146 OLDE TOWNE PL |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-5720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | L 23 SEC 1A GATLING PT S PLAT 2-8-10 |
| Legal Subdivision | GATLING POINTE SOUTH SEC 01A |
| Legal Lot Number | 23 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | NEWPORT |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 280104 |
11146 Olde Towne Pl is owned and occupied by two individuals who bought it in May 2026.
Source: Isle Of Wight County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11146 OLDE TOWNE PL, SMITHFIELD, VA 23430-5720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC |
| Mar 28, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Prior Sale | Mar 28, 2025 · Amount on File |
| Deed Document Number | 20262578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | May 29, 2026 |
| Property Address | 11146 OLDE TOWNE PL, SMITHFIELD, VA 23430-5720 |
| Document Number | 0000002578 |
| Instrument Date | May 27, 2026 |
| Instrument | 20262578 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55,045.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11146 OLDE TOWNE PL, SMITHFIELD, VA 23430-5720 |
| Document Number | 0000002579, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20262579 |
| Name | ATLANTIC COAST MORTGAGE GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | Mar 28, 2025 |
| Property Address | 11146 OLDE TOWNE PL, SMITHFIELD, VA 23430-5720 |
| Document Number | 0250001259 |
| Map Reference | CAB 2 SL 8 |
| Instrument Date | Mar 25, 2025 |
| Instrument | 250001259 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | BARRISTERS TITLE AGENCY, BARRISTERS STLMT & TTL AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11146 OLDE TOWNE PL, SMITHFIELD, VA 23430-5720 |
| Document Number | 0250001260 |
|---|---|
| Date | Mar 28, 2025 |
| Instrument | 250001260 |
| Name | TOWNE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
The 2026 property tax bill for 11146 Olde Towne Pl was $3,495, up 4.5% from the year before.
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,495.00 (+4.52%) | $431,500 (-) Land $85,000 Building $346,500 | $431,500 (-) Land $85,000 Building $346,500 |
| 2025 | $3,344.00 | $431,500 Land $85,000 Building $346,500 | $431,500 Land $85,000 Building $346,500 |
| 2023 | $431,500 Land $85,000 Building $346,500 | $431,500 Land $85,000 Building $346,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11146 Olde Towne Pl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 7 (1999–2009) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11146 Olde Towne Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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