Effingham County property record for 1119 Union Spring Rd, Clyo, GA 31303
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,582 sqft · built 2003 |
| Lot Size | 15.5 acres (677,794 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Sep 2014) |
| Tax Bill | $1,674 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 04560-037-000 |
| Primary APN | 04560-037-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,582 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 677,794 sqft (15.5 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 780 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Utility Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18150 |
|---|---|
| Street Address | 1119 UNION SPRING RD |
| City | CLYO |
| State | GA |
| Zip | 31303-3803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 15.56 AC COMBINE 456-35C 2025 CUVA |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30206 |
1119 Union Spring Rd is owned and occupied by an individual who bought it in September 2014.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 60, SPRINGFIELD, GA 31329-0060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2014 · Amount on File |
| Deed Sale | Sep 4, 2014 · Amount on File |
| Prior Sale | Nov 10, 1998 |
| Deed Book / Page | 2258 / 440 |
| Prior Transfer Date | Mar 28, 2005 |
| Prior Transfer Doc | 001253/106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 1119 UNION SPRING RD, CLYO, GA 31303-3803 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1119 UNION SPRINGS RD |
| Document Number | 0000002837/0000000791 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 0000002837/0000000791 |
| Instrument | 002171 |
| Name | RENASANT BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2033 |
The 2025 property tax bill for 1119 Union Spring Rd was $1,674 with exemptions applied, up 10.1% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,274 (-3.41%) Land $22,196 Building $72,078 | $235,682 (-3.41%) Land $55,489 Building $180,193 | |
| 2025 | $1,674.00 (+10.06%) Homeowner's exemption Senior Citizen's exemption | $97,602 (+14.42%) Land $25,525 Building $72,077 | $244,005 (+14.42%) Land $63,812 Building $180,193 |
| 2024 | $1,521.00 Homeowner's exemption Senior Citizen's exemption | $85,304 Land $22,196 Building $63,108 | $213,259 Land $55,489 Building $157,770 |
| 2022 | $1,434.00 Homeowner's exemption | $70,248 Land $19,696 Building $50,552 | $175,622 Land $49,241 Building $126,381 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1119 Union Spring Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1119 Union Spring Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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