1035 Union Spring Rd, Clyo, GA 31303 Property Records

Effingham County property record for 1035 Union Spring Rd, Clyo, GA 31303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,194 sqft · built 2021
Lot Size	29.8 acres (1,298,524 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,948 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04560-033-A00`

Property Details

APN / Parcel Number

Primary APN	`04560-033-A00`
Alternative APNs	`00970013000` `30802`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,194 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,298,524 sqft (29.8 acres)
Garage Area	560 sqft
Porch	Slab
Porch Area	735 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30802
Street Address	1035 UNION SPRING RD
City	CLYO
State	GA
Zip	31303-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	29.81 AC PAR 1 (OUT 456-33) 2022 CUVA
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	30206

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1035 UNION SPRING RD, CLYO, GA 31303-3836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Apr 11, 2022	Warranty Deed, Transfer
Dec 28, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 11, 2022
Transfer Doc	002777/462
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	1035 UNION SPRING RD, CLYO, GA 31303-3836
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 UNION SPRINGS RD

Mortgage

Document Number	0000002776/0000000662
Date	Apr 12, 2022
Book Page	0000002776/0000000662
Instrument	003741

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 11, 2022
Property Address	1035 UNION SPRING RD, CLYO, GA 31303-3836
Document Number	002777/462
Book / Page	2777 / 462
Instrument Date	Apr 11, 2022
Instrument	2022-001077
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 UNION SPRING RD, CLYO, GA 31303-3836

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 28, 2020
Property Address	1035 UNION SPRING RD, CLYO, GA 31303-3836
Document Number	002649/743
Book / Page	2649 / 743
Instrument Date	Dec 28, 2020
Instrument	2020-003795
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12457 LARGO DR, SAVANNAH, GA 31419-2056

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,109 (-12.67%) Land $20,924 Building $146,185	$417,773 (-12.67%) Land $52,310 Building $365,463
2025	$4,948.00 (+9.01%) Homeowner's exemption	$191,360 (+18.59%) Land $24,063 Building $167,297	$478,400 (+18.59%) Land $60,157 Building $418,243
2024	$4,539.00 (+12.94%) Additional exemption filed	$161,365 (+13.05%) Land $20,924 Building $140,441	$403,413 (+13.05%) Land $52,310 Building $351,103
2022	$4,019.00	$142,741 Land $20,924 Building $121,817	$356,853 Land $52,310 Building $304,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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