1119 S Prospect St, Wheaton, IL 60189 Property Records

DuPage County property record for 1119 S Prospect St, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,875 sqft · built 1977
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$342,500 (Jan 2021)
Tax Bill	$8,473 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-22-119-013`

Property Details

APN / Parcel Number

Primary APN	`05-22-119-013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,875 sqft Living Area
Basement Area	625 sqft
Finished Basement	625 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	15 ft deep x 5.5 ft wide
View / Lot	Corner
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1119 S PROSPECT ST
City	WHEATON
State	IL
Zip	60189-6829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WHEATON ESTS
Legal Subdivision	WHEATON ESTS
Legal Block	24
Legal Lot Number	13
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1007
Census Tract	842704

Owner

Source: DuPage County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1119 S PROSPECT ST, WHEATON, IL 60189-6829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage INLAND BANK & TRUST
Oct 18, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	20215584
Prior Transfer Date	Oct 2, 2019
Prior Transfer Doc	0000095188
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1119 S PROSPECT ST, WHEATON, IL 60189-6829
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005585
Date	Jan 12, 2021
Instrument	R2021-005585

Lender

Name	INLAND BANK & TRUST
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Oct 18, 2019
Property Address	1119 S PROSPECT ST, WHEATON, IL 60189-6829
Document Number	0000095188
Map Reference	DOC 182391
Instrument Date	Oct 2, 2019
Instrument	R2019-095188
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1119 S PROSPECT ST, WHEATON, IL 60189-6829

Mortgage

Document Number	0000095189
Date	Oct 18, 2019
Instrument	R2019-095189

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate	5.15%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,473.00 (+2.43%) Homeowner's exemption	$147,890 (+8.46%) Land $40,098 Building $107,792	$443,670 (+8.46%) Land $120,294 Building $323,376
2024	$8,272.00 (+6.08%)	$136,354 (+14.96%) Land $36,970 Building $99,384	$409,062 (+14.96%) Land $110,910 Building $298,152
2022	$7,798.00 Homeowner's exemption	$118,610 Land $32,160 Building $86,450	$355,830 Land $96,480 Building $259,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Radiate Holdings, Verizon.

Nearby Properties on S Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures