1002 S Prospect St, Wheaton, IL 60189 Property Records

DuPage County property record for 1002 S Prospect St, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,751 sqft · built 1980
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,600,000 (May 2017)
Tax Bill	$6,963 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-22-114-011`

Property Details

APN / Parcel Number

Primary APN	`05-22-114-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,751 sqft Living Area
Basement Area	584 sqft
Finished Basement	584 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	15 ft deep x 5.6 ft wide
View / Lot	Corner
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1002 S PROSPECT ST
City	WHEATON
State	IL
Zip	60189-6828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WHEATON ESTS
Legal Subdivision	WHEATON ESTS
Legal Block	25
Legal Lot Number	1
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1008
Census Tract	842703

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1002 S PROSPECT ST, WHEATON, IL 60189-6828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 2, 2017	Grant Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2017 · Amount on Record
Deed Sale	May 2, 2017 · Amount on Record
Prior Sale	Mar 17, 1994 · Amount on Record
Deed Document Number	201742233
Prior Transfer Date	Mar 14, 1994
Prior Transfer Doc	0000065585
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1002 S PROSPECT ST, WHEATON, IL 60189-6828
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038996
Date	Mar 11, 2021
Instrument	R2021-038996

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 1, 2041

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DU PAGE IL
Recording Date	May 2, 2017
Property Address	1002 S PROSPECT ST, WHEATON, IL 60189-6828
Document Number	0000042233
Instrument Date	Apr 24, 2017
Instrument	42233
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1719 LAKECLIFFE DR #B WHEATON IL 601898370, B, WHEATON, IL 60189-8370

Mortgage

Document Number	42234
Date	May 2, 2017
Instrument	42234

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,963.00 (+8.54%)	$122,969 (+24.68%) Land $40,098 Building $82,871	$368,907 (+24.68%) Land $120,294 Building $248,613
2022	$6,415.00 Homeowner's exemption	$98,630 Land $32,160 Building $66,470	$295,890 Land $96,480 Building $199,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1978–1990)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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