1119 Ray's Ln, Billings, MT 59101 Property Records

Yellowstone County property record for 1119 Ray's Ln, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,166 sqft · built 1999
Lot Size	0.142 acres (6,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,437 (Sep 2026)
Tax Bill	$3,814 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000A07063A`

Property Details

APN / Parcel Number

Primary APN	`000A07063A`
Alternative APNs	`03-0927-08-1-02-42-0000` `A07063A` `R037256`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
1st Floor Area	1,166 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Frame/Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,204 sqft (0.142 acres)
View / Lot	Neighborhood / Spot

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1119 RAYS LN
City	BILLINGS
State	MT
Zip	59101-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEBER TRACTS SUBD, S08, T01 S, R26 E, BLOCK 1, LOT 2
Legal Range	26E
Legal Township	01S
Legal Section	08
Legal Subdivision	WEBER TRACTS SUBD
Legal Block	1
Legal Lot Number	2
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2017
Census Tract	1000

Owner

Source: Yellowstone County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1119 RAYS LN, BILLINGS, MT 59101-3330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jun 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 21, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 15, 2019	Correction Deed, Transfer FIRST MONTANA TITLE
Mar 19, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Jun 17, 2026
Deed Document Number	20264147769
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 30, 2026
Property Address	1119 RAYS LN, BILLINGS, MT 59101-3330
Document Number	0004147769
Instrument Date	Sep 30, 2026
Instrument	20264147769
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 RAYS LN, BILLINGS, MT 59101-3330

Mortgage

Document Number	0004147769,
Date	Sep 30, 2026
Instrument	20264147769

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 17, 2026
Property Address	1119 RAYS LN, BILLINGS, MT 59101-3330
Document Number	0004136690
Instrument Date	Jun 17, 2026
Instrument	20264136690
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 RAYS LN, BILLINGS, MT 59101-3330
Investor	Possibly a Property Investor

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1119 RAYS LN, BILLINGS, MT 59101-3330
Document Number	0003910669
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 RAYS LN BILLINGS MT 591013330, BILLINGS, MT 59101-3330

Mortgage

Document Number	0003910669
Date	Feb 6, 2020
Instrument	3910669

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

April 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 15, 2019
Property Address	1119 RAYS LN, BILLINGS, MT 59101-3330
Document Number	0003880338
Instrument Date	Mar 19, 2019
Instrument	3880338
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	FIRST MONTANA TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 RAYS LN BILLINGS MT 591013330, BILLINGS, MT 59101-3330

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 19, 2019
Property Address	1119 RAYS LN, BILLINGS, MT 59101-3330
Document Number	0003878219
Instrument Date	Mar 19, 2019
Instrument	3878219
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 RAYS LN BILLINGS MT 591013330, BILLINGS, MT 59101-3330

Mortgage

Document Number	3878220
Date	Mar 19, 2019
Instrument	3878220

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MT 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,814.00 (+130.18%)	$262,100 (-) Land $38,162 Building $223,938	$262,100 (-) Land $38,162 Building $223,938
2025	$1,657.00 (-17.85%)	$262,100 (+26.07%) Land $38,162 Building $223,938	$262,100 (+26.07%) Land $38,162 Building $223,938
2024	$2,017.00 (+8.73%)
2023	$1,855.00	$207,900	$207,900 Land $37,257 Building $170,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1991)
Most Recent Claim	Jun 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155
Water Source	Purchased surface water from CITY OF BILLINGS
Last State Inspection	Jun 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Ziply Fiber.

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