Polk County property record for 1119 Kells Ct, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,425 sqft · built 1985 |
| Lot Size | 0.386 acres (16,823 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Sep 2013) |
| Tax Bill | $3,729 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-06-277804-000091 |
| Primary APN | 24-29-06-277804-000091 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,425 sqft Living Area |
| Gross Area | 3,001 sqft |
| 1st Floor Area | 2,425 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 16,823 sqft (0.386 acres) |
| Lot Dimensions | 186 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 25 sqft |
| Cooling System | Central |
|---|
| Street Address | 1119 KELLS CT |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-1265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Description | KELLSMONT SUB PB 75 PG 24 LYING AND BEING IN A PORTION OF SECTIONS 5 & 6 T29S R24E LOT 9 LESS S 30 FT & A UNDIVIDED INTEREST IN TRACT A |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | KELLSMONT SUBDIVISION |
| Legal Tract | A |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10603 |
Source: Polk County assessment roll, APN 24-29-06-277804-000091, as of June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1119 KELLS CT, LAKELAND, FL 33813-1265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC |
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2013 · Amount on Record |
| Deed Sale | Sep 26, 2013 · Amount on Record |
| Prior Sale | May 01, 2001 · Amount on Record |
| Deed Document Number | 2013178858 |
| Deed Book / Page | 9073 / 34 |
| Transfer Doc | 4252000945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1119 KELLS CT, LAKELAND, FL 33813-1265 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1119 KELLS CT, LAKELAND, FL 33813-1265 |
| Document Number | 0000268462 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 13776/435 |
| Instrument | 2025268462 |
| Name | VALON MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1119 KELLS CT, LAKELAND, FL 33813-1265 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1119 KELLS CT, LAKELAND, FL 33813-1265 |
| Document Number | 0000102676 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 11680/944 |
| Instrument | 2021102676 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 194 Months |
| Due | Jun 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1119 KELLS CT, LAKELAND, FL 33813-1265 |
| Document Number | 0100871226 |
| Book / Page | 010087 / 001226 |
| Instrument Date | Mar 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2017 |
| Title Company | TITLE FIRST NATIONAL |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1119 KELLS CT LAKELAND FL 338131265, LAKELAND, FL 33813-1265 |
| Document Number | 0100871226 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 010087/001226 |
| Instrument | 46866 |
| Name | STATE FARM BK |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MT 63045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 09, 2037 |
Source: Polk County assessment roll as of June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,729.00 (+5.88%) Homeowner's exemption | $249,929 (+5.99%) | $375,105 (-5.18%) Land $92,000 Building $283,105 |
| 2023 | $3,522.00 (+2.83%) Homeowner's exemption | $235,811 (+3%) | $395,613 (+7.14%) Land $90,000 Building $305,613 |
| 2022 | $3,425.00 Homeowner's exemption | $228,943 | $369,258 Land $85,000 Building $284,258 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050106031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2023–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 76 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Frontier.
Source: EPA Safe Drinking Water Information System, water system FL6531014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAKELAND serves 193,297 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures