Polk County property record for 1104 Kells Ct, Lakeland, FL 33813 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,636 sqft · built 1988 |
| Lot Size | 0.625 acres (27,208 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Nov 2025) |
| Tax Bill | $3,149 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-06-277804-000190 |
| Primary APN | 24-29-06-277804-000190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,636 sqft Living Area |
| Gross Area | 3,452 sqft |
| 1st Floor Area | 2,636 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 27,208 sqft (0.625 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Florida Room |
| Porch Area | 364 sqft |
| Cooling System | Central |
|---|
| Street Address | 1104 KELLS CT |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-1243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLSMONT SUB PB 75 PG 24 LYING AND BEING IN A PORTION OF SECTIONS 5 & 6 T29S R24 E LOT 19 & AN UNDIVIDED INTEREST IN TRACT A |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | KELLSMONT SUBDIVISION |
| Legal Tract | A |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10603 |
Source: Polk County records · APN 24-29-06-277804-000190
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1104 KELLS CT, LAKELAND, FL 33813-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2025 · Amount on Record |
| Deed Sale | Nov 06, 2025 · Amount on Record |
| Prior Sale | Feb 02, 2023 · Amount on Record |
| Deed Document Number | 2025263191 |
| Deed Book / Page | 13768 / 1327 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 06, 2025 |
| Property Address | 1104 KELLS CT, LAKELAND, FL 33813-1243 |
| Document Number | 0000263191 |
| Book / Page | 13768 / 1327 |
| Map Reference | MB 75 PG 24 |
| Instrument Date | Nov 03, 2025 |
| Instrument | 2025263191 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5266 MONTSERRAT DR, LAKELAND, FL 33812-4082 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1104 KELLS CT, LAKELAND, FL 33813-1243 |
| Document Number | 0137681329 |
|---|---|
| Date | Nov 06, 2025 |
| Instrument | 13768/1329 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,149.00 (+3.25%) | $217,787 (+2.9%) | $416,213 (-1.81%) Land $130,000 Building $286,213 |
| 2024 | $3,050.00 (+2.73%) Homeowner's exemption | $211,649 (+3%) | $423,903 (+1.05%) Land $130,000 Building $293,903 |
| 2023 | $2,969.00 (+2.95%) Homeowner's exemption | $205,484 (+3%) | $419,500 (-3.25%) Land $125,000 Building $294,500 |
| 2022 | $2,884.00 Homeowner's exemption | $199,499 | $433,597 Land $120,000 Building $313,597 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050106031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2023–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024, other causes, Hurricane Milton |
| Wildfire Risk | Low above 38% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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