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1119 E Pearl St, Stephenville, TX 76401 Property Records

Erath County property record for 1119 E Pearl St, Stephenville, TX 76401

Property Summary

Property TypeSingle Family Home
Details832 sqft · built 1950
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on Record
Last Sale$208,231 (Jul 2024)
Tax Bill$2,033 (2026)
Deeds & MortgagesJul 2024 Mortgage
Jul 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNR000029874

Property Details

APN / Parcel Number

Primary APNR000029874
Alternative APN
  • R.2600.06860.00.0

Interior

Stories1 Story
Building Area832 sqft Living Area
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area5,009 sqft (0.115 acres)
PorchPorch
Porch Area92 sqft

Location & Zoning

Account NumberR.2600.06860.00.0
Street Address1119 E PEARL ST
CitySTEPHENVILLE
StateTX
Zip76401-4551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS2600 CITY ADDITION;, BLOCK 79;, LOT 23
Legal SubdivisionCITY ADDITION
Legal Block79
Legal Lot Number23
JurisdictionERATH TX
Township / Civil DivisionSTEPHENVILLE
Census Block Group1
Census Block1008
Census Tract950600

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1119 E PEARL ST, STEPHENVILLE, TX 76401-4551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2024Deed of Trust, Mortgage · Stand-Alone First Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 25, 2024Vendor's Lien, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2024 · Amount on Record
Deed SaleJul 25, 2024 · Amount on Record
Prior SaleDec 1, 2021
Deed Document Number20244121
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERATH TX
Property Address1119 E PEARL ST, STEPHENVILLE, TX 76401-4551
Transaction TypeMortgage
Record UpdatedMay 19, 2026
Title CompanyMCKNIGHT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1119 E PEARL ST, STEPHENVILLE, TX 76401-4551

Mortgage

Document Number0202404123
DateJul 25, 2024
Instrument2024-04123
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term36 Months
DueJul 24, 2027

July 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionERATH TX
Recording DateJul 25, 2024
Property Address1119 E PEARL ST, STEPHENVILLE, TX 76401-4551
Document Number0202404121
Map ReferenceVOL 381 PG 105
Instrument DateJul 24, 2024
Instrument2024-04121
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyMCKNIGHT TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1119 E PEARL ST, STEPHENVILLE, TX 76401-4551

Mortgage

Document Number0202404122
DateJul 25, 2024
Instrument2024-04122
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateTexas
CountyErath County
MunicipalityStephenville City
Unified School DistrictStephenville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,033.00 (+135.03%)$121,396 (+1%)$125,100 (+13.36%) Land $9,000 Building $116,100
2025$865.00 (-41.2%) Homeowner's exemption$110,360 (+32.87%) Land $9,000 Building $101,360$110,360 (+32.87%) Land $9,000 Building $101,360
2023$1,471.00 (+0.2%)$83,060 Land $9,000 Building $74,060$83,060 Land $9,000 Building $74,060
2022$1,468.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STEPHENVILLE
serves 23,110 people · EPA ID TX0720002
Water SourcePurchased surface water from UPPER LEON RIVER MWD
Last State InspectionJun 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Lipan Telephone Company
Fiber		1,000 / 100
Vyve Broadband
Cable		1,000 / 50
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20

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