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1109 E Pearl St, Stephenville, TX 76401 Property Records

Erath County property record for 1109 E Pearl St, Stephenville, TX 76401

Property Summary

Property TypeSingle Family Home
Details832 sqft · built 1960
Lot Size0.164 acres (7,144 sqft)
Owner2 Individual Names on Record
Last Sale$100,557 (Jan 2026)
Tax Bill$2,120 (2026)
Deeds & MortgagesJan 2026 Mortgage
Jan 2018 Sale
Flood ZoneZone X (minimal risk)
APNR000029872

Property Details

APN / Parcel Number

Primary APNR000029872
Alternative APN
  • R.2600.06840.00.0

Interior

Stories1 Story
Building Area832 sqft Living Area
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area7,144 sqft (0.164 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
PorchPorch
Porch Area72 sqft
Patio Area200 sqft

Location & Zoning

Account NumberR.2600.06840.00.0
Street Address1109 E PEARL ST
CitySTEPHENVILLE
StateTX
Zip76401-4551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS2600 CITY ADDITION;, BLOCK 79;, LOT 21
Legal SubdivisionCITY ADDITION
Legal Block79
Legal Lot Number21
JurisdictionERATH TX
Township / Civil DivisionSTEPHENVILLE
Census Block Group1
Census Block1008
Census Tract950600

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1109 E PEARL ST, STEPHENVILLE, TX 76401-4551
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Vendor's Lien, Transfer · FHA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jan 3, 2018Warranty Deed, Transfer
COWBOY COUNTRY TITLE LLC, COWBOY COUNTRY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2026 · Amount on Record
Deed SaleJan 6, 2026 · Amount on Record
Prior SaleJan 3, 2018
Deed Document Number202656
Record UpdatedOct 29, 2026

January 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionERATH TX
Recording DateJan 6, 2026
Property Address1109 E PEARL ST, STEPHENVILLE, TX 76401-4551
Document Number0202600056
Map ReferenceVOL 381 PG 105
Instrument DateDec 19, 2025
Instrument2026-00056
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyMCKNIGHT TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1109 E PEARL ST, STEPHENVILLE, TX 76401-4551

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 E PEARL ST, STEPHENVILLE, TX 76401-4551

Mortgage

Document Number0202600057
DateJan 6, 2026
Instrument2026-00057
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERATH TX
Recording DateJan 3, 2018
Property Address1109 E PEARL ST, STEPHENVILLE, TX 76401-4551
Document Number201800042
Map ReferenceVOL 381 PG 105
Instrument DateDec 28, 2017
Instrument2018-00042
Transaction TypeTransfer
Record UpdatedNov 11, 2021
Title CompanyCOWBOY COUNTRY TITLE LLC, COWBOY COUNTRY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2753 PEACH ORCHARD RD, 2753, TEMPLE, TX 76501-3563

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 E PEARL ST, STEPHENVILLE, TX 76401-4551

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateTexas
CountyErath County
MunicipalityStephenville City
Unified School DistrictStephenville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,120.00 (+11.4%)$126,570 (+11.34%) Land $11,480 Building $115,090$126,570 (+11.34%) Land $11,480 Building $115,090
2025$1,903.00 (+18.27%)$113,680 (+25.2%) Land $11,480 Building $102,200$113,680 (+25.2%) Land $11,480 Building $102,200
2023$1,609.00 (-4.23%)$90,800 Land $11,480 Building $79,320$90,800 Land $11,480 Building $79,320
2022$1,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STEPHENVILLE
serves 23,110 people · EPA ID TX0720002
Water SourcePurchased surface water from UPPER LEON RIVER MWD
Last State InspectionJun 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Lipan Telephone Company
Fiber		1,000 / 100
Vyve Broadband
Cable		1,000 / 50
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20

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