1119 Cervantes Way, Pacifica, CA 94044 Property Records

San Mateo County property record for 1119 Cervantes Way, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1954
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$1,078,000 (Jan 2021)
Tax Bill$15,693 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN022-203-240

Property Details

APN / Parcel Number

Primary APN022-203-240

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area380 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1119 CERVANTES WAY
CityPACIFICA
StateCA
Zip94044-3326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 11 BLOCK 22 LINDA MAR NO 6 RSM 38/39 40
Legal SubdivisionLINDA MAR NO 6
Legal Block22
Legal Lot Number11
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group3
Census Block3001
Census Tract603200

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1119 CERVANTES WAY, PACIFICA, CA 94044-3326
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2021 · Amount on Record
Deed SaleJan 13, 2021 · Amount on Record
Prior SaleMay 14, 2009 · Amount on Record
Deed Document Number20216310
Prior Transfer DateAug 2, 2005
Prior Transfer Doc0000136590
Record UpdatedSep 20, 2026

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateJan 13, 2021
Property Address1119 CERVANTES WAY, PACIFICA, CA 94044-3326
Document Number0000006310
Map ReferenceMB 38 PG 39&40
Instrument DateDec 31, 2020
Instrument2021-006310
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,185.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1119 CERVANTES WAY, PACIFICA, CA 94044-3326

Mortgage

Document Number0000006311
DateJan 13, 2021
Instrument2021-006311
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateFeb 1, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.75%
Index1-Year CMT
Max Rate7.75%

Mortgage

Document Number0000006312
DateJan 13, 2021
Instrument2021-006312
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,190,196 (+2%) Land $839,100 Building $351,096
2025$15,693.00 (+10.24%)$1,166,860 (+4.04%) Land $822,648 Building $344,212
2023$14,235.00 (+6.52%)$1,121,551 Land $790,704 Building $330,847$1,059,660
2022$13,364.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation14.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 103 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies103 in force
Nearby Flood Claims39 (1982–2022)
Claims Outside the SFHA5 of 39
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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