San Mateo County property record for 1108 Cervantes Way, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1954 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,354 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Apr 2021 Transfer + 2 more |
| Flood Zone | Zone AH (high risk) |
| APN | 022-201-020 |
| Primary APN | 022-201-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Family Room | Family Room |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1108 CERVANTES WAY |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-3325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 13 BLOCK 23 LINDA MAR NO 6 RSM 38/39 40 |
| Legal Subdivision | LINDA MAR NO 6 |
| Legal Block | 23 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 603200 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1108 CERVANTES WAY, PACIFICA, CA 94044-3325 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SAN MATEO CU |
| Apr 8, 2021 | Intrafamily Transfer, Transfer |
| Apr 25, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Apr 25, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 20, 2021 |
| Transfer Doc | 0000056880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1108 CERVANTES WAY, PACIFICA, CA 94044-3325 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3593 S BASCOM AVE 24, 24, CAMPBELL, CA 95008-7304 |
| Document Number | 0000008834 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 2023-008834 |
| Name | SAN MATEO CU |
|---|---|
| Type | Credit Union |
| Address | REDWOOD CITY, CA 94063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 10.7% |
| Index | 1-Year T-Bill |
| Max Rate | 10.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 8, 2021 |
| Property Address | 1108 CERVANTES WAY, PACIFICA, CA 94044-3325 |
| Document Number | 0000056880 |
| Map Reference | MB 38 PG 39&40 |
| Instrument Date | Mar 20, 2021 |
| Instrument | 2021-056880 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3593 S BASCOM AVE APT 24, 24, CAMPBELL, CA 95008-7304 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 25, 2019 |
| Property Address | 1108 CERVANTES WAY, PACIFICA, CA 94044-3325 |
| Document Number | 0000030436 |
| Instrument Date | Apr 20, 2019 |
| Instrument | 30436 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3593 S BASCOM AVE #26 CAMPBELL CA 950087304, 26, CAMPBELL, CA 95008-7304 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 25, 2019 |
| Property Address | 1108 CERVANTES WAY, PACIFICA, CA 94044-3325 |
| Document Number | 0000030437 |
| Instrument Date | Apr 20, 2019 |
| Instrument | 30437 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3593 S BASCOM AVE #26 CAMPBELL CA 950087304, 26, CAMPBELL, CA 95008-7304 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,197 (+499.96%) Land $22,726 Building $425,471 | ||
| 2025 | $2,354.00 (+12.2%) | $74,704 (+4.04%) Land $22,281 Building $52,423 | |
| 2023 | $2,098.00 (+4.38%) | $71,806 Land $21,417 Building $50,389 | $1,119,330 |
| 2022 | $2,010.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 39 (1982–2022) |
| Claims Outside the SFHA | 5 of 39 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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