11188 Covington Pl, Belvidere, IL 61008 Property Records

Boone County property record for 11188 Covington Pl, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,592 sqft · built 2020
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on File
Tax Bill	$11,026 (2025)
Deeds & Mortgages	Jan 2021 Construction Loan Jul 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-451-012`

Property Details

APN / Parcel Number

Primary APN	`05-06-451-012`
Alternative APN	`05-05-06-451-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
Gross Area	3,888 sqft
1st Floor Area	3,888 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Family Room	Family Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Material	Composition Shingle
Lot Area	58,806 sqft (1.35 acres)
Garage Area	1,036 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-06-451-012
Street Address	11188 COVINGTON PL
City	BELVIDERE
State	IL
Zip	61008-8173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	6-44-3 BRANDYWINE ESTATES LOT 34 11188 COVINGTON PL
Legal Subdivision	BRANDYWINE ESTATES
Legal Lot Number	34
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	1
Census Block	1029
Census Tract	10501

Owner

11188 Covington Pl is owned and occupied by an individual who acquired it in January 2014.

Source: Boone County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	11188 COVINGTON PL, BELVIDERE, IL 61008-8173
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Construction Mortgage BYRON BANK
Jul 8, 2020	Deed of Trust, Mortgage · Construction Mortgage BYRON BANK
May 19, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2014
Deed Sale	Jan 8, 2014
Deed Document Number	2014107
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	11188 COVINGTON PL, BELVIDERE, IL 61008-8173
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00674
Date	Jan 22, 2021
Instrument	2021R00674

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	11188 COVINGTON PL, BELVIDERE, IL 61008-8173
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R03785
Date	Jul 8, 2020
Instrument	2020R03785

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 6, 2021

Interest

Rate Type	Fixed Rate

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	May 19, 2020
Property Address	11188 COVINGTON PL, BELVIDERE, IL 61008-8173
Document Number	2020R02597
Instrument Date	May 5, 2020
Instrument	2020R02597
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Tax	$55.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11188 COVINGTON PL, BELVIDERE, IL 61008-8173

Tax Assessment & Valuation

The 2025 property tax bill for 11188 Covington Pl was $11,026 with a homeowner's exemption.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,026.00 Homeowner's exemption	$153,671 (+15.13%) Land $15,183 Building $138,488	$461,013 (+15.13%) Land $45,549 Building $415,464
2024		$133,471 Land $15,183 Building $118,288	$400,413 Land $45,549 Building $354,864
2022	$10,360.00	$112,830 Land $15,183 Building $97,647	$338,490 Land $45,549 Building $292,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11188 Covington Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11188 Covington Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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