11076 Covington Pl, Belvidere, IL 61008 Property Records

Boone County property record for 11076 Covington Pl, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,447 sqft · built 1990
Lot Size	1.22 acres (53,143 sqft)
Owner	Individual Name on Record
Last Sale	$458,333 (May 2018)
Tax Bill	$15,968 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-477-006`

Property Details

APN / Parcel Number

Primary APN	`05-06-477-006`
Alternative APN	`05-05-06-477-006`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,447 sqft Living Area
Gross Area	5,782 sqft
1st Floor Area	5,782 sqft
Basement Area	2,335 sqft
Finished Basement	1,000 sqft
Unfinished Basement	1,335 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	53,143 sqft (1.22 acres)
Garage Area	972 sqft
Parking Spaces	4 Parking Spaces
Pool Area	1,664 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-06-477-006
Street Address	11076 COVINGTON PL
City	BELVIDERE
State	IL
Zip	61008-8121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	6-44-3 LOT 40 BRANDYWINE ESTATES SUB 11076 COVINGTON PL
Legal Subdivision	BRANDYWINE ESTATES
Legal Lot Number	40
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	1
Census Block	1029
Census Tract	10501

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11076 COVINGTON PL, BELVIDERE, IL 61008-8121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2018	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK & TRUST CO
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage MIDWEST COMMUNITY BANK
May 31, 2018	Warranty Deed, Transfer · VA Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	Aug 20, 2003 · Amount on Record
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	11076 COVINGTON PL, BELVIDERE, IL 61008-8121
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R00443
Date	Jan 30, 2018
Instrument	2018R00443

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	LIBOR

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	11076 COVINGTON PL, BELVIDERE, IL 61008-8121
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R06482
Date	Oct 28, 2019
Instrument	2019R06482

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	11076 COVINGTON PL, BELVIDERE, IL 61008-8121
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R07572
Date	Nov 20, 2020
Instrument	2020R07572

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	May 31, 2018
Property Address	11076 COVINGTON PL, BELVIDERE, IL 61008-8121
Document Number	2018R02585
Map Reference	DOC 88-3238
Instrument Date	May 21, 2018
Instrument	2018R02585
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$687.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11076 COVINGTON PL, BELVIDERE, IL 61008-8121

Mortgage

Document Number	2018R02586
Date	May 31, 2018
Instrument	2018R02586

Lender

Name	MIDWEST COMMUNITY BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,968.00 (+1.77%) Homeowner's exemption	$219,850 (+4.92%) Land $14,057 Building $205,793	$659,550 (+4.92%) Land $42,171 Building $617,379
2024		$209,533 (+19.05%) Land $14,057 Building $195,476	$628,599 (+19.05%) Land $42,171 Building $586,428
2022	$15,690.00	$176,004 Land $14,056 Building $161,948	$528,012 Land $42,168 Building $485,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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