1118 Willis Cotton Rd, Summit, MS 39666 Property Records

Pike County property record for 1118 Willis Cotton Rd, Summit, MS 39666 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,250 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$95,700 (Dec 2008)
Tax Bill	$674 (2025)
Deeds & Mortgages	Nov 2024 Sale May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`712875-J`

Property Details

APN / Parcel Number

Primary APN	`712875-J`
Alternative APN	`27036`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,250 sqft Adjusted Area
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Carport Area	500 sqft
Parking Spaces	2 Parking Spaces
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1118 WILLIS COTTON RD
City	SUMMIT
State	MS
Zip	39666-7219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TCT ON N SD NE1/4 E OF RD ZN:X-28113C0025C
Legal Range	07E
Legal Township	04N
Legal Section	30
Jurisdiction	PIKE MS
Township / Civil Division	4
Census Block Group	2
Census Block	2030
Census Tract	950102

Owner

Source: Pike County records · APN 712875-J

Assessment roll updated November 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1118 WILLIS COTTON RD, SUMMIT, MS 39666-7219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 06, 2024	Warranty Deed, Transfer
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 29, 2017	Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MORTGAGE LLC
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2008 · Amount on Record
Deed Sale	Dec 16, 2008 · Amount on Record
Deed Document Number	2008213642
Deed Book / Page	517 / 226
Last Transfer Date	Oct 28, 2024
Transfer Doc	0000337837
Record Updated	Sep 20, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE MS
Recording Date	Nov 06, 2024
Property Address	1118 WILLIS COTTON RD, SUMMIT, MS 39666-7219
Document Number	0000337837
Instrument Date	Oct 28, 2024
Instrument	337837
Transaction Type	Transfer
Record Updated	Nov 07, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4104 LEATHERWOOD RD, TYLERTOWN, MS 39667-6752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 WILLIS COTTON RD, SUMMIT, MS 39666-7219

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MS
Property Address	1118 WILLIS COTTON RD, SUMMIT, MS 39666-7219
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 WILLIS COTTON RD, SUMMIT, MS 39666-7219

Mortgage

Document Number	311906
Date	May 19, 2021
Instrument	311906

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Aug 01, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MS
Property Address	1118 WILLIS COTTON RD, SUMMIT, MS 39666-7219
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	281198
Date	Mar 29, 2017
Instrument	281198

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MS
Property Address	1118 WILLIS COTTON RD, SUMMIT, MS 39666-7219
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	304847
Date	Jul 17, 2020
Instrument	304847

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Pike County records · Assessment roll updated November 7, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Pike County
Unified School District	McComb School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$674.00 (-16.27%) Homeowner's exemption	$7,155 (-19.94%)	$71,550 (+20.09%) Land $10,200 Building $61,350
2024	$805.00 (-32.35%)
2023	$1,190.00	$8,937	$59,580 Land $10,200 Building $49,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pike County (28113C), updated June 18, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281139501022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 79% of Mississippi
Wildfire Likelihood	About 1 in 472 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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