Pike County property record for 1103 Willis Cotton Rd, Summit, MS 39666
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,521 sqft · built 1983 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,845 (May 2008) |
| Tax Bill | $599 (2023) |
| Deeds & Mortgages | Feb 2006 Line of Credit Sep 2015 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 712872-A |
| Primary APN | 712872-A |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,521 sqft Adjusted Area |
| 1st Floor Area | 1,349 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Carport |
| Garage Area | 384 sqft |
| Carport | Carport |
| Carport Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Utility Building | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1103 WILLIS COTTON RD |
|---|---|
| City | SUMMIT |
| State | MS |
| Zip | 39666-7077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 NE1/4 W OF RD ZN:X-28113C0025C RR 2 BOX 48A |
| Legal Range | 07E |
| Legal Township | 04N |
| Legal Section | 30 |
| Jurisdiction | PIKE MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950102 |
Source: Pike County records · APN 712872-A
Assessment roll updated November 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1103 WILLIS COTTON RD, SUMMIT, MS 39666-7077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Feb 22, 2006 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Sep 22, 2015 | Deed of Trust, Mortgage · Line of Credit BANK OF FRANKLIN COUNTY |
| Jul 27, 2007 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Aug 28, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF FRANKLIN |
| Mar 25, 2024 | Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 28, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF FRANKLIN |
| May 20, 2008 | Trustee's Deed, Foreclosure · Line of Credit PEOPLES BANK OF THE SOUTH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 20, 2008 · Amount on Record |
| Deed Sale | May 20, 2008 · Amount on Record |
| Deed Document Number | 2008510 |
| Deed Book / Page | 511 / 289 |
| Last Transfer Date | Mar 13, 2024 |
| Transfer Doc | 0000333375 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE MS |
| Property Address | 1103 WILLIS COTTON RD, SUMMIT, MS 39666-7077 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00720/0445 |
|---|---|
| Date | Feb 22, 2006 |
| Book Page | 720/0445 |
| Instrument | 186060 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MCCOMB, MS 39649 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 05, 2016 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE MS |
| Property Address | 1103 WILLIS COTTON RD, SUMMIT, MS 39666-7077 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000269712 |
|---|---|
| Date | Sep 22, 2015 |
| Instrument | 269712 |
| Name | BANK OF FRANKLIN COUNTY |
|---|---|
| Type | Bank |
| Address | MCCOMB, MS 39648 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 15, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE MS |
| Property Address | 1103 WILLIS COTTON RD, SUMMIT, MS 39666-7077 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00756/0137 |
|---|---|
| Date | Jul 27, 2007 |
| Book Page | 756/0137 |
| Instrument | 200857 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | MCCOMB, MS 39648 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 26, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE MS |
| Property Address | 1103 WILLIS COTTON RD, SUMMIT, MS 39666-7077 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000291647 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 291647 |
| Name | BANK OF FRANKLIN |
|---|---|
| Type | Bank |
| Address | MCCOMB, MS 39648 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PIKE MS |
| Recording Date | Mar 25, 2024 |
| Property Address | 1103 WILLIS COTTON RD, SUMMIT, MS 39666-7077 |
| Document Number | 0000333375 |
| Instrument Date | Mar 13, 2024 |
| Instrument | 333375 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1103 WILLIS COTTON RD, SUMMIT, MS 39666-7077 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1103 WILLIS COTTON RD, SUMMIT, MS 39666-7077 |
| Document Number | 0000333376 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 333376 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE MS |
| Property Address | 1103 WILLIS COTTON RD, SUMMIT, MS 39666-7077 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 291647 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 291647 |
| Name | BANK OF FRANKLIN |
|---|---|
| Type | Bank |
| Address | MCCOMB, MS 39648 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PIKE MS |
| Recording Date | May 20, 2008 |
| Property Address | 1103 WILLIS COTTON RD, SUMMIT, MS 39666-7077 |
| Document Number | 00511/0289 |
| Book / Page | 511 / 0289 |
| Instrument Date | May 08, 2008 |
| Instrument | 208510 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1103 WILLIS COTTON RD, SUMMIT, MS 39666-7077 |
| Investor | Possibly a Property Investor |
| Document Number | 0000209249 |
|---|---|
| Date | May 20, 2008 |
| Instrument | 209249 |
| Name | PEOPLES BANK OF THE SOUTH |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 15, 2023 |
Source: Pike County records · Assessment roll updated November 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pike County |
| Unified School District | McComb School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption | $7,531 (+17.05%) | $75,310 (+17.05%) Land $15,900 Building $59,410 |
| 2023 | $599.00 (+2.74%) Homeowner's exemption | $6,434 | $64,340 Land $15,900 Building $48,440 |
| 2022 | $583.00 |
Source: FEMA National Flood Hazard Layer as of June 18, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1994–2023) |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
| Wildfire Risk | Moderate above 61% of the US · above 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber | 8,000 / 8,000 |
Based on FCC filings for 11 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH PIKE WATER ASSOCIATION public/private · serves 5,359 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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