1118 Schultz St, Defiance, OH 43512 Property Records

Defiance County property record for 1118 Schultz St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,093 sqft · built 1824
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Nov 2012)
Tax Bill	$617 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B011049001900`

Property Details

APN / Parcel Number

Primary APN	`B011049001900`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,093 sqft Living Area
Gross Area	3,277 sqft
1st Floor Area	1,093 sqft
Basement Area	466 sqft
Unfinished Basement	466 sqft

Exterior

Year Built	Built 1824
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Attached - Unfinished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	346 sqft
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1118 SCHULTZ ST
City	DEFIANCE
State	OH
Zip	43512-2947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH DEFIANCE ADD LOT 187
Legal Subdivision	SOUTH DEFIANCE ADD
Legal Lot Number	187
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2023
Census Tract	958700

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1118 SCHULTZ ST, DEFIANCE, OH 43512-2947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Apr 5, 2018	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2012 · Amount on Record
Deed Sale	Nov 30, 2012 · Amount on Record
Prior Sale	Dec 4, 2009 · Amount on Record
Deed Document Number	20126574
Deed Book / Page	367 / 925
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1118 SCHULTZ ST, DEFIANCE, OH 43512-2947
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 SCHULTZ ST, DEFIANCE, OH 43512-2947

Mortgage

Document Number	00456/1372
Date	May 5, 2023
Book Page	456/1372
Instrument	202300001494

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2038

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1118 SCHULTZ ST, DEFIANCE, OH 43512-2947
Transaction Type	Mortgage
Record Updated	Apr 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	411/0014
Date	Apr 5, 2018
Book Page	411/0014
Instrument	201800001370

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 24, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$617.00 Homeowner's exemption	$26,360 (-) Land $3,910 Building $22,450
2024	$617.00 (-4.64%) Homeowner's exemption	$26,360 (-) Land $3,910 Building $22,450	$75,300 (-0.02%) Land $11,160 Building $64,140
2023	$647.00 (+46.71%) Homeowner's exemption	$26,360 (+36.65%) Land $3,910 Building $22,450	$75,313 (+36.71%) Land $11,171 Building $64,142
2022	$441.00 Homeowner's exemption	$19,290 Land $3,910 Building $15,380
2020			$55,090 Land $11,160 Building $43,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982)
Most Recent Claim	Mar 1982 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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