1109 Schultz St, Defiance, OH 43512 Property Records

Defiance County property record for 1109 Schultz St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,741 sqft · built 1936
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on Record
Last Sale	$59,000 (Jun 2016)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B011048001100`

Property Details

APN / Parcel Number

Primary APN	`B011048001100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,757 sqft Living Area
Gross Area	3,773 sqft
1st Floor Area	1,266 sqft
Upper Floors Area	475 sqft
Basement Area	712 sqft
Unfinished Basement	237 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	250 sqft
Patio Area	250 sqft
Balcony Area	16 sqft
Shed	1 Shed
Shed Area	96 sqft
Canopy	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1109 SCHULTZ ST
City	DEFIANCE
State	OH
Zip	43512-2946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH DEFIANCE ADD LOT 179
Legal Subdivision	SOUTH DEFIANCE ADD
Legal Lot Number	179
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2030
Census Tract	958700

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1109 SCHULTZ ST, DEFIANCE, OH 43512-2946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Jun 30, 2006	Deed of Trust, Mortgage · ARM OWNIT MORTGAGE SOLUTIONS INC
Dec 23, 2015	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2016 · Amount on Record
Deed Sale	Jun 23, 2016 · Amount on Record
Prior Sale	Dec 23, 2015 · Amount on Record
Deed Document Number	20162565
Deed Book / Page	396 / 1806
Prior Transfer Date	Dec 11, 2015
Prior Transfer Doc	00392/2137
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1109 SCHULTZ ST, DEFIANCE, OH 43512-2946
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00435/2044
Date	Feb 11, 2021
Book Page	435/2044
Instrument	202100000747

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1109 SCHULTZ ST, DEFIANCE, OH 43512-2946
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 SCHULTZ ST, DEFIANCE, OH 43512-2946

Mortgage

Document Number	000477/321
Date	Nov 7, 2025
Book Page	477/321
Instrument	202500005364

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1109 SCHULTZ ST, DEFIANCE, OH 43512-2946
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00307/1313
Date	Jun 30, 2006
Book Page	307/1313
Instrument	200600004477

Lender

Name	OWNIT MORTGAGE SOLUTIONS INC
Type	Mortgage Company
Address	AGOURA HILLS, CA 91301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Type Change Date	Jul 1, 2009
Change Frequency	Annually
Min Rate At Change	8.5%
Max Rate At Change	11.5%
Index	1-Year CMT
Max Rate	14.5%

December 2015: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DEFIANCE OH
Recording Date	Dec 23, 2015
Property Address	1109 SCHULTZ ST, DEFIANCE, OH 43512-2946
Document Number	00392/2137
Book / Page	392 / 2137
Instrument Date	Dec 11, 2015
Instrument	201500005571
Transaction Type	Foreclosure
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$232.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701 REGENT BLVD STE 200, 200, IRVING, TX 75063-2296
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,984.00	$50,780 (-) Land $3,910 Building $46,870
2024	$1,984.00 (+1.17%)	$50,780 (-) Land $3,910 Building $46,870	$145,060 (-0.02%) Land $11,160 Building $133,900
2023	$1,961.00 (+23.96%)	$50,780 (+37.84%) Land $3,910 Building $46,870	$145,085 (+37.85%) Land $11,171 Building $133,914
2022	$1,582.00	$36,840 Land $3,910 Building $32,930
2020			$105,250 Land $11,160 Building $94,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982)
Most Recent Claim	Mar 1982 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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