1118 Merganser Way, Waco, TX 76706 Property Records

McLennan County property record for 1118 Merganser Way, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 2017
Lot Size	0.137 acres (5,960 sqft)
Owner	Individual Name on File
Last Sale	$268,800 (Jul 2021)
Tax Bill	$3,918 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-026659-000210-0`

Property Details

APN / Parcel Number

Primary APN	`48-026659-000210-0`
Alternative APN	`323838`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,360 sqft
Flooring	Wood

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	5,960 sqft (0.137 acres)
Lot Dimensions	99 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	1,000 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	34 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1118 MERGANSER WAY
City	WACO
State	TX
Zip	76706-4194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKES AT UNIVERSITY PARKS LOT 10 BLOCK 2 ACRES .1368
Legal Subdivision	LAKES AT UNIVERSITY PARKS
Legal Block	2
Legal Lot Number	10
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1013
Census Tract	1900

Owner

1118 Merganser Way is owned by an individual who bought it in July 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2915 RICKERT DR, WACO, TX 76710-2141
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIRST NATIONAL BANK TEXAS
May 22, 2018	Warranty Deed, Transfer OTHER
Oct 4, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	May 22, 2018
Deed Document Number	202128127
Prior Transfer Date	Jul 14, 2021
Prior Transfer Doc	0000028127
Record Updated	Oct 29, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 16, 2021
Property Address	1118 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000028127
Instrument Date	Jul 14, 2021
Instrument	2021028127
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 S 1ST ST APT 4102, 4102, WACO, TX 76706-1253

Mortgage

Document Number	0000028128
Date	Jul 16, 2021
Instrument	2021028128

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 22, 2018
Property Address	1118 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000016735
Instrument Date	May 18, 2018
Instrument	16735
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1118 MERGANSER WAY WACO TX 76706, WACO, TX 76706

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 4, 2017
Property Address	1118 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000032996
Instrument Date	Jun 26, 2017
Instrument	32996
Transaction Type	Transfer
Record Updated	Nov 1, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1364 HERR RD FAIRBORN OH 453248703, FAIRBORN, OH 45324-8703

Tax Assessment & Valuation

The 2025 property tax bill for 1118 Merganser Way was $3,918, down 1.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,737 (+5.11%) Land $48,994 Building $226,743	$275,737 (+5.11%) Land $48,994 Building $226,743
2025	$3,918.00 (-1.51%) Homeowner's exemption	$262,320 Land $44,520 Building $217,800	$262,320 Land $44,520 Building $217,800
2024	$3,978.00
2023		$245,000 Land $38,740 Building $206,260	$245,000 Land $38,740 Building $206,260
2022	$3,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1118 Merganser Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1118 Merganser Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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