1116 Merganser Way, Waco, TX 76706 Property Records

McLennan County property record for 1116 Merganser Way, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,810 sqft · built 2018
Lot Size	0.137 acres (5,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,400 (Jun 2021)
Tax Bill	$7,027 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2018 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-026659-000209-0`

Property Details

APN / Parcel Number

Primary APN	`48-026659-000209-0`
Alternative APN	`323837`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	2,171 sqft
1st Floor Area	1,810 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	5,950 sqft (0.137 acres)
Lot Dimensions	99 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	361 sqft
Driveway	Concrete Driveway
Driveway Area	1,000 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1116 MERGANSER WAY
City	WACO
State	TX
Zip	76706-4194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKES AT UNIVERSITY PARKS LOT 9 BLOCK 2 ACRES .1366
Legal Subdivision	LAKES AT UNIVERSITY PARKS
Legal Block	2
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1013
Census Tract	1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1116 MERGANSER WAY, WACO, TX 76706-4194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Dec 21, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Dec 18, 2017	Loan Modification, Mortgage NOT AVAILABLE
Oct 4, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	202121693
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	0000021693
Record Updated	Oct 29, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 3, 2021
Property Address	1116 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000021693
Map Reference	FILE 2003047915
Instrument Date	May 28, 2021
Instrument	2021021693
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1116 MERGANSER WAY, 1116, WACO, TX 76706-4194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 MERGANSER WAY, WACO, TX 76706-4194

Mortgage

Document Number	0000021694
Date	Jun 3, 2021
Instrument	2021021694

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 1, 2018
Property Address	1116 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000027033
Instrument Date	Jul 20, 2018
Instrument	27033
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 MERGANSER WAY WACO TX 76706, WACO, TX 76706

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 21, 2017
Property Address	1116 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000041763
Instrument Date	Dec 19, 2017
Instrument	41763
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1116 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000041764
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 4, 2017
Property Address	1116 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000032996
Instrument Date	Jun 26, 2017
Instrument	32996
Transaction Type	Transfer
Record Updated	Nov 1, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1364 HERR RD FAIRBORN OH 453248703, FAIRBORN, OH 45324-8703

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,000 (-3.7%) Land $48,965 Building $252,035	$301,000 (-3.7%) Land $48,965 Building $252,035
2025	$7,027.00 (-17.64%)	$312,580 (-6.62%) Land $44,500 Building $268,080	$312,580 (-6.62%) Land $44,500 Building $268,080
2024	$8,532.00 (+13.7%)
2023		$334,740 Land $44,500 Building $290,240	$334,740 Land $44,500 Building $290,240
2022	$7,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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