1118 E Main St, Richmond, KY 40475 Property Records

Madison County property record for 1118 E Main St, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	988 sqft
Lot Size	0.821 acres (35,792 sqft)
Owner	Individual Name on File
Last Sale	$57,000 (Aug 2019)
Tax Bill	$961 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009-0045-0004`

Property Details

APN / Parcel Number

Primary APN	`R009-0045-0004`
Alternative APNs	`114876` `77984` `44172`

Interior

Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Exterior Material	Brick Veneer
Lot Area	35,792 sqft (0.821 acres)

Location & Zoning

Account Number	44172
Street Address	1118 E MAIN ST
City	RICHMOND
State	KY
Zip	40475-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DILLINGHAM ADDITION LOTS 7, 9 & 11 BLK 1
Legal Subdivision	DILLINGHAM ADD
Legal Block	1
Legal Lot Number	7,9,11
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1000
Census Tract	10302

Owner

1118 E Main St is owned and occupied by an individual who bought it in August 2019.

Source: Madison County records, as of December 9, 2025

Owner of Record	Individual Name on File
Mailing Address	1118 E MAIN ST, RICHMOND, KY 40475-2028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2019 · Amount on File
Deed Sale	Aug 19, 2019 · Amount on File
Deed Document Number	20192013997192
Deed Book / Page	777 / 328
Prior Transfer Date	Aug 9, 2019
Prior Transfer Doc	D00777/328
Record Updated	Oct 29, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 19, 2019
Property Address	1118 E MAIN ST, RICHMOND, KY 40475-2028
Document Number	D00777/328
Book / Page	D00777 / 328
Instrument Date	Aug 9, 2019
Instrument	2013997192
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2115 108TH AVE, OAKLAND, CA 94603-4010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 200724, DENVER, CO 80220-0724

Mortgage

Document Number	2013997193
Date	Aug 19, 2019
Instrument	2013997193

Lender

Name	CONLEY CARR
Type	Private Party

Agreement

Amount	Amount on Record
Term	6 Months
Due	Feb 8, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 1118 E Main St was $961.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$961.00	$102,000	$102,000
2023	$620.00 (-0.32%)	$64,000 (-)	$64,000 (-)
2022	$622.00	$64,000	$64,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1118 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1118 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20