Madison County property record for 1106 E Main St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $82,500 (Sep 2020) |
| Tax Bill | $867 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009-0045-0002 |
| Primary APN | R009-0045-0002 |
|---|---|
| Alternative APNs |
|
| Account Number | 66211 |
|---|---|
| Street Address | 1106 E MAIN ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DILLINGHAM ADDITION LOT 3 BLK 14 |
| Legal Subdivision | DILLINGHAM ADD |
| Legal Block | 14 |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10302 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1106 E MAIN ST, RICHMOND, KY 40475-2028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed, Transfer · VA Mortgage NAVY FCU |
| Mar 24, 2020 | Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jul 25, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on Record |
| Deed Sale | Sep 16, 2020 · Amount on Record |
| Prior Sale | Mar 24, 2020 · Amount on Record |
| Deed Document Number | 2014020401 |
| Deed Book / Page | D00794 / 272 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 16, 2020 |
| Property Address | 1106 E MAIN ST, RICHMOND, KY 40475-2028 |
| Document Number | D00794/272 |
| Book / Page | D00794 / 272 |
| Map Reference | MB 42 PG 474 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 2014020401 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 244 WHITE OAK TRCE, LEXINGTON, KY 40511-8867 |
| Name | Verified Name |
|---|---|
| Address | 1106 E MAIN ST, RICHMOND, KY 40475-2028 |
| Document Number | 2014020402 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2014020402 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 24, 2020 |
| Property Address | 1106 E MAIN ST, RICHMOND, KY 40475-2028 |
| Document Number | 0D00786/47 |
| Book / Page | D00786 / 47 |
| Map Reference | MB 42 PG 474 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 2014009361 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 631 MCCORMACK RD, WADDY, KY 40076-5018 |
| Name | Verified Name |
|---|---|
| Address | 1106 E MAIN ST, RICHMOND, KY 40475-2028 |
| Document Number | 2014009362 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 2014009362 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Number | M01927/172 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | M01927/172 |
| Instrument | 2014009363 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 25, 2017 |
| Property Address | 1106 E MAIN ST, RICHMOND, KY 40475-2028 |
| Document Number | D00748/001 |
| Book / Page | D00748 / 001 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 2013962097 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 VESCIO DR, RICHMOND, KY 40475-1856 |
| Name | Verified Name |
|---|---|
| Address | 1106 E MAIN ST, RICHMOND, KY 40475-2028 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $867.00 (+8.38%) Additional exemption filed | $92,000 (+11.52%) | $92,000 (+11.52%) |
| 2023 | $800.00 (-0.25%) | $82,500 (-) | $82,500 (-) |
| 2022 | $802.00 | $82,500 | $82,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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