1118 Bancroft St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1118 Bancroft St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 920 sqft · built 1918
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on File
Last Sale	$122,000 (Sep 2025)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-635-0018-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-635-0018-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Basement Area	920 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	68.5 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	1118 BANCROFT ST
City	PORT HURON
State	MI
Zip	48060-6245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	W 5 FT LOT 3 & LOT 4 BLK 2 SANBORN'S TENTH STREET PLAT INCL 1/2 OF VAC ALLEY ADJ
Legal Subdivision	SANBORNS 10TH ST
Legal Block	2
Legal Lot Number	3-4
Legal Unit	3,4
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2025
Census Tract	621000

Owner

1118 Bancroft St is owned and occupied by two individuals who bought it in September 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9071 BRYCE RD, KENOCKEE, MI 48006-3824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN MICHIGAN BANK
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 5, 2023	Warranty Deed, Transfer
Jul 1, 2022	Intrafamily Transfer, Transfer
Aug 22, 2017	Trustee's Deed, Construction Loan · Construction Mortgage EASTERN MI BK
May 26, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	May 26, 2017 · Amount on File
Deed Document Number	202518538
Deed Book / Page	5856 / 177
Prior Transfer Date	May 26, 2022
Prior Transfer Doc	0005538461
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1118 BANCROFT ST, PORT HURON, MI 48060-6245
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005445752
Date	Nov 5, 2021
Book Page	5445/752
Instrument	2021031293

Lender

Name	EASTERN MICHIGAN BANK
Type	Bank
Address	CROSWELL, MI 48422

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Nov 1, 2024

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 30, 2025
Property Address	1118 BANCROFT ST, PORT HURON, MI 48060-6245
Document Number	0005856177
Book / Page	5856 / 177
Map Reference	LB 10 PG 97
Instrument Date	Aug 28, 2025
Instrument	2025018538
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8514 LAKESHORE RD, BURTCHVILLE, MI 48059-1111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9071 BRYCE RD, KENOCKEE, MI 48006-3824

Mortgage

Document Number	2025016510
Date	Sep 30, 2025
Instrument	2025016510

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 5, 2023
Property Address	1118 BANCROFT ST, PORT HURON, MI 48060-6245
Document Number	0005634232
Book / Page	5634 / 232
Map Reference	LB 10 PG 97
Instrument Date	Jan 24, 2023
Instrument	2023011782
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2516 PINE GROVE AVE, PORT HURON, MI 48060-2869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2516 PINE GROVE AVE, PORT HURON, MI 48060-2869

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 1, 2022
Property Address	1118 BANCROFT ST, PORT HURON, MI 48060-6245
Document Number	0005538461
Book / Page	5538 / 461
Map Reference	LB 10 PG 97
Instrument Date	May 26, 2022
Instrument	2022016020
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5445 BAYWOOD DR, 5445, FORT GRATIOT, MI 48059-3142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5445 BAYWOOD DR, FORT GRATIOT, MI 48059-3142

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 22, 2017
Property Address	1118 BANCROFT ST, PORT HURON, MI 48060-6245
Document Number	0048610060
Book / Page	004861 / 000060
Instrument Date	Aug 17, 2017
Transaction Type	Construction Loan
Record Updated	Oct 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5445 BAYWOOD DR FORT GRATIOT MI 480593142, FORT GRATIOT, MI 48059-3142

Mortgage

Document Number	48610060
Date	Aug 22, 2017
Book Page	004861/000060

Lender

Name	EASTERN MI BK
Type	Bank
Address	CROSWELL, MI 48422

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 21, 2018

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 26, 2017
Property Address	1118 BANCROFT ST, PORT HURON, MI 48060-6245
Document Number	0048340784
Book / Page	004834 / 000784
Instrument Date	May 18, 2017
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5445 BAYWOOD DR FORT GRATIOT MI 480593142, FORT GRATIOT, MI 48059-3142

Tax Assessment & Valuation

The 2025 property tax bill for 1118 Bancroft St was $1,671 with a homeowner's exemption, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,900 (+21.58%)	$113,800
2025	$1,671.00 (+2.96%)	$46,800
2024	$1,623.00		$93,600
2023		$39,500
2022	$1,274.00		$79,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1118 Bancroft St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1118 Bancroft St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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