1117 Bancroft St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1117 Bancroft St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 902 sqft · built 1913
Lot Size	0.131 acres (5,706 sqft)
Owner	Individual Name on File
Last Sale	$172,500 (Jul 2023)
Tax Bill	$2,562 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-437-0014-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-437-0014-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	902 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Lot Area	5,706 sqft (0.131 acres)
Lot Depth	133 ft Depth
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1117 BANCROFT ST
City	PORT HURON
State	MI
Zip	48060-6244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 15 HOWARD PLAT INCL S 1/2 OF VAC ALLEY ADJ
Legal Subdivision	HOWARD PLAT
Legal Lot Number	15
Legal Unit	15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2022
Census Tract	621000

Owner

1117 Bancroft St is owned and occupied by an individual who bought it in July 2023.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1117 BANCROFT ST, PORT HURON, MI 48060-6244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · FHA Mortgage MICHIGAN MUTUAL INC
Aug 9, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN MUTUAL INC
Aug 9, 2023	Deed of Trust, Mortgage · FHA Mortgage MICHIGAN MUTUAL INC
Jul 17, 2023	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC
Mar 21, 2023	Deed, Transfer FIDELITY LAND AND TITLE, FIDELITY LAND TITLE AGENCY
Jul 13, 2022	Quit Claim Deed, Transfer FIDELITY LAND AND TITLE, FIDELITY LAND TITLE AGENCY
Dec 14, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Mar 21, 2023 · Amount on File
Deed Document Number	202312559
Deed Book / Page	5637 / 764
Prior Transfer Date	Jun 22, 2022
Prior Transfer Doc	0005541641
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1117 BANCROFT ST, PORT HURON, MI 48060-6244
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1419 13TH ST, PORT HURON, MI 48060-5708

Mortgage

Document Number	0005644657
Date	Aug 9, 2023
Book Page	5644/657
Instrument	2023014048

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1117 BANCROFT ST, PORT HURON, MI 48060-6244
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1419 13TH ST, PORT HURON, MI 48060-5708

Mortgage

Document Number	0005644695
Date	Aug 9, 2023
Book Page	5644/695
Instrument	2023014050

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1117 BANCROFT ST, PORT HURON, MI 48060-6244
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1419 13TH ST, PORT HURON, MI 48060-5708

Mortgage

Document Number	0005644679
Date	Aug 9, 2023
Book Page	5644/679
Instrument	2023014049

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 17, 2023
Property Address	1117 BANCROFT ST, PORT HURON, MI 48060-6244
Document Number	0005637764
Book / Page	5637 / 764
Map Reference	LB 22 PG 219
Instrument Date	Jun 27, 2023
Instrument	2023012559
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,293.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7255 28 MILE RD, WASHINGTON, MI 48094-1401

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1419 13TH ST, PORT HURON, MI 48060-5708

Mortgage

Document Number	2023012560
Date	Jul 17, 2023
Instrument	2023012560

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 21, 2023
Property Address	1117 BANCROFT ST, PORT HURON, MI 48060-6244
Document Number	0005606788
Book / Page	5606 / 788
Map Reference	LB 22 PG 219
Instrument Date	Feb 14, 2023
Instrument	2023004528
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	FIDELITY LAND AND TITLE, FIDELITY LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7255 25 MILE ROAD, WASHINGTON TOWNSHIP, MI 48094

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 13, 2022
Property Address	1117 BANCROFT ST, PORT HURON, MI 48060-6244
Document Number	0005541641
Book / Page	5541 / 641
Map Reference	LB 22 PG 219
Instrument Date	Jun 22, 2022
Instrument	2022016721
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIDELITY LAND AND TITLE, FIDELITY LAND TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5600 GRANITE PKWY, 5600, PLANO, TX 75024-4126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

December 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 14, 2021
Property Address	1117 BANCROFT ST, PORT HURON, MI 48060-6244
Document Number	0005463896
Book / Page	5463 / 896
Map Reference	LB 22 PG 219
Instrument Date	Dec 2, 2021
Instrument	2021035030
Transaction Type	Foreclosure
Record Updated	Jan 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 15TH ST NW, WASHINGTON, DC 20005-1707
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1117 Bancroft St was $2,562 with a homeowner's exemption, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,500 (+6.14%)	$121,000
2025	$2,562.00 (+2.69%) Homeowner's exemption	$57,000
2024	$2,495.00		$114,000
2023		$39,800
2022	$1,624.00		$79,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1117 Bancroft St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1117 Bancroft St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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