Osceola County property record for 1118 Alabama Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,061 sqft · built 1955 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Mar 2013) |
| Tax Bill | $3,066 (2025) |
| Deeds & Mortgages | Sep 2019 Sale Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 78236 |
| Primary APN | 78236 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,061 sqft Heated Area |
| 1st Floor Area | 768 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 293 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 78236 |
|---|---|
| Street Address | 1118 ALABAMA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 199 LOTS 8 & 9 3/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 199 |
| Legal Lot Number | 3,8-9 9 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 43400 |
1118 Alabama Ave is owned by an individual who acquired it in September 2019.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1727 CYPRESS CT, SAINT CLOUD, FL 34769-1648 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 22, 2018 | Loan Modification, Mortgage · Conventional Mortgage PAUL & JOANN MCINTEE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2013 · Amount on File |
| Deed Sale | Mar 28, 2013 · Amount on File |
| Prior Sale | Mar 28, 2013 · Amount on File |
| Deed Document Number | 0044181031 |
| Deed Book / Page | 004418 / 001031 |
| Last Transfer Date | Sep 19, 2019 |
| Transfer Doc | 0055920176 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 19, 2019 |
| Property Address | 1118 ALABAMA AVE, SAINT CLOUD, FL 34769-3512 |
| Document Number | 0055920176 |
| Book / Page | 005592 / 000176 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 121095 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1727 CYPRESS CT ST CLOUD FL 347691648, ST CLOUD, FL 34769-1648 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1118 ALABAMA AVE, SAINT CLOUD, FL 34769-3512 |
| Document Number | 0053050849 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Document Number | 0053050849 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 005305/000849 |
| Instrument | 46341 |
| Name | PAUL & JOANN MCINTEE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Mar 21, 2021 |
| Rate | 14% |
|---|
The 2025 property tax bill for 1118 Alabama Ave was $3,066.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,066.00 | $179,400 Land $46,800 Building $132,600 | $179,400 Land $46,800 Building $132,600 |
| 2023 | $2,611.00 (+11.58%) | $159,000 (+15.13%) Land $42,500 Building $116,500 | $159,000 (+15.13%) Land $42,500 Building $116,500 |
| 2022 | $2,340.00 | $138,100 Land $35,100 Building $103,000 | $138,100 Land $35,100 Building $103,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1118 Alabama Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (2009–2022) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1118 Alabama Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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