1101 Alabama Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1101 Alabama Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1976
Lot Size	0.43 acres (18,730 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (May 2018)
Tax Bill	$3,185 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0198-0200`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0198-0200`
Alternative APNs	`263001000101980200` `78232`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	2,540 sqft
1st Floor Area	1,498 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,730 sqft (0.43 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	510 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC

Location & Zoning

Street Address	1101 ALABAMA AVE
City	SAINT CLOUD
State	FL
Zip	34769-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 198 LOTS 20-24 3/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	198
Legal Lot Number	20
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4017
Census Tract	43400

Owner

Source: Osceola County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1101 ALABAMA AVE, SAINT CLOUD, FL 34769-3509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU
Dec 22, 2020	Quit Claim Deed, Transfer ADDITION FIN'L CU
May 29, 2018	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Dec 12, 2001
Deed Document Number	201883561
Deed Book / Page	5341 / 625
Last Transfer Date	Dec 14, 2020
Transfer Doc	0058561743
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1101 ALABAMA AVE, SAINT CLOUD, FL 34769-3509
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 ALABAMA AVE, SAINT CLOUD, FL 34769-3509

Mortgage

Document Number	0069210932
Date	Feb 11, 2026
Book Page	6921/932
Instrument	2026018967

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Feb 10, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 22, 2020
Property Address	1101 ALABAMA AVE, SAINT CLOUD, FL 34769-3509
Document Number	0058561743
Book / Page	005856 / 001743
Instrument Date	Dec 14, 2020
Instrument	174026
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 ALABAMA AVE ST CLOUD FL 347693509, ST CLOUD, FL 34769-3509

Mortgage

Document Number	58561744
Date	Dec 22, 2020
Book Page	005856/001744
Instrument	174027

Lender

Name	ADDITION FIN'L CU
Address	LAKE MARY, FL 32746

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 29, 2018
Property Address	1101 ALABAMA AVE, SAINT CLOUD, FL 34769-3509
Document Number	0053410625
Book / Page	5341 / 0625
Map Reference	MB B PG33
Instrument Date	May 25, 2018
Instrument	2018083561
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 912, EAGLE LAKE, FL 33839-0912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13722 LAGOON ISLE WAY APT 304, 304, ORLANDO, FL 32824-5133

Mortgage

Document Number	2018083562
Date	May 29, 2018
Instrument	2018083562

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,185.00 (+3.58%) Homeowner's exemption	$220,833 (+5.99%)	$303,300 (+11.38%) Land $63,200 Building $240,100
2024	$3,075.00 (+2.74%)
2023	$2,993.00 (+3.71%) Homeowner's exemption	$208,360 (+3%)	$272,300 (+15.38%) Land $57,500 Building $214,800
2022	$2,886.00 Homeowner's exemption	$202,292	$236,000 Land $51,800 Building $184,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2009–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Alabama Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures