1118 7th Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1118 7th Ave, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,670 sqft · built 1898
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$55,000 (Apr 2010)
Tax Bill$5,886 (2026)
Deeds & MortgagesOct 2023 Line of Credit
Apr 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 49.63-2-4

Property Details

APN / Parcel Number

Primary APN421500 49.63-2-4
Alternative APN
  • 150004906300020040000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,670 sqft Total Area
1st Floor Area1,225 sqft
2nd Floor Area1,445 sqft

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area2,270 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area275 sqft
Shed1 Shed
Canopy288 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1118 7TH AVE
CitySCHENECTADY
StateNY
Zip12303-1208
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal DescriptionAGED AFFIDAVIT REQUIRED 2 WOOD
Legal Block2
Legal Lot Number4.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2009
Census Tract21500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1118 7TH AVE, SCHENECTADY, NY 12303-1208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2023Deed of Trust, Mortgage · Line of Credit
SUNMARK FCU
Apr 29, 2022Deed of Trust, Mortgage · Line of Credit
SUNMARK FCU
Jun 11, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2010 · Amount on Record
Deed SaleApr 8, 2010 · Amount on Record
Deed Document Number201014269
Deed Book / Page1818 / 339
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1118 7TH AVE, SCHENECTADY, NY 12303-1208
Transaction TypeMortgage
Record UpdatedOct 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1118 7TH AVE, SCHENECTADY, NY 12303-1208

Mortgage

Document Number0000056077
DateOct 4, 2023
Book Page5334/181
Instrument202356077
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueSep 25, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1118 7TH AVE, SCHENECTADY, NY 12303-1208
Transaction TypeMortgage
Record UpdatedMay 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1118 7TH AVE, SCHENECTADY, NY 12303-1208

Mortgage

Document Number0000022618
DateApr 29, 2022
Book Page5222/866
Instrument202222618
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueMar 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 11, 2021
Property Address1118 7TH AVE, SCHENECTADY, NY 12303-1208
Document Number0000027545
Book / Page2060 / 603
Map ReferenceMAP 3
Instrument DateMay 18, 2021
Instrument202127545
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12018097TH AVENUE, QUEENS, NY 11419

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address973 FLNEWA AVE, SCHENECTADY, NY 12303

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,886.00 (+3.34%)
2025$5,696.00 (+9.66%)$79,900 (-) Land $12,000 Building $67,900$132,307 (+30.82%) Land $19,871 Building $112,436
2023$79,900 (-) Land $12,000 Building $67,900$101,139 (+3.8%) Land $15,190 Building $85,949
2022$79,900 Land $12,000 Building $67,900$97,439 Land $14,634 Building $82,805
2021$5,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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