1021 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1021 13th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bathrooms	1 Baths
Year Built	Built 1995
Square Footage	994 sqft Heated Area
Lot Size	4,792 sqft (0.11 acres)
Last Sale	$400,000 (2006)
Tax Bill	$2,048.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`78527`
Alternative APN	`012630000102430220`

Interior

Full Baths	1 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	994 sqft Heated Area
1st Floor	994 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1995
Exterior Material	Concrete Block Exterior
Fire Resistance Class	Buildings having fireproofed reinforced concrete frames carrying all wall, floor and roof loads which are all non-combustible.
Foundation Type	Footing Foundation
Roof Construction	Wood Truss Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,792 sqft (0.11 acres)
Depth X Width	50 ft x 70 ft Depth x Width

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	78527
Street Address	1021 13TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4403
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ST CLOUD PB B PG 34 BLK 243 E 1/2 LOTS 21 & 22 & W 40 FT LOT 3 11/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD HWY CENTRAL
Legal Tract	1
Legal Block	243
Legal Lot Number	3 22
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4061
Census Tract	43500

Owner

Source: Osceola County records · APN 78527

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1311 FLORIDA AVE, SAINT CLOUD, FL 34769-4421
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2006 · Amount on Record
Deed Sale	Sep 22, 2006 · Amount on Record
Prior Sale	Aug 28, 2001 · Amount on Record
Deed Doc Number	2006233509
Deed Book / Page	3283 / 2810
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,048.00 (+19.91%)	$116,300 (+19.9%) Land $48,300 Building $68,000	$116,300 (+19.9%) Land $48,300 Building $68,000
2023	$1,708.00 (+10.98%)	$97,000 (+13.58%) Land $36,700 Building $60,300	$97,000 (+13.58%) Land $36,700 Building $60,300
2022	$1,539.00	$85,400 Land $30,600 Building $54,800	$85,400 Land $30,600 Building $54,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.