Grand Traverse County property record for 11178 Bluff Rd, Traverse City, MI 49686
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,008 sqft · built 1984 |
| Lot Size | 0.813 acres (35,414 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $14,794 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-622-009-00 |
| Primary APN | 11-622-009-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 17 Rooms |
| Stories | 2 Stories |
| Building Area | 4,008 sqft Living Area |
| Basement Area | 2,526 sqft |
| Unfinished Basement | 2,526 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 35,414 sqft (0.813 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 482 sqft |
| Patio Area | 1,557 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 11178 BLUFF RD |
|---|---|
| City | TRAVERSE CITY |
| State | MI |
| Zip | 49686-8177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 POINT CLEAR |
| Legal Subdivision | POINT CLEAR |
| Legal Lot Number | 9 |
| Jurisdiction | GRAND TRAVERSE MI |
| Township / Civil Division | PENINSULA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 550900 |
11178 Bluff Rd is owner-occupied and held in a trust since August 2012.
Source: Grand Traverse County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 11178 BLUFF RD, TRAVERSE CITY, MI 49686-8177 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2012 |
| Deed Sale | Aug 20, 2012 |
| Prior Sale | Oct 29, 2003 · Amount on File |
| Deed Book / Page | R / 16138 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 11178 Bluff Rd was $14,794.
Source: Grand Traverse County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Grand Traverse County |
| County Subdivision | Peninsula Township |
| Unified School District | Traverse City Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,478,800 (+5.31%) | $2,957,511 (+5.31%) | |
| 2025 | $14,794.00 Homeowner's exemption | $1,404,200 | $2,808,341 |
| 2023 | $704,800 | ||
| 2022 | $1,654,796 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11178 Bluff Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 25, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11178 Bluff Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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