1117 Harmony Ln, Clermont, FL 34711 Property Records

Lake County property record for 1117 Harmony Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,864 sqft · built 2013
Lot Size	0.236 acres (10,306 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Aug 2016)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-26-0550-000-15800`

Property Details

APN / Parcel Number

Primary APN	`08-23-26-0550-000-15800`
Alternative APN	`3845768`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,864 sqft Living Area
1st Floor Area	2,864 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,306 sqft (0.236 acres)
Garage Type	Finished
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	288 sqft
Porch	Open Porch
Porch Area	173 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3845768
Street Address	1117 HARMONY LN
City	CLERMONT
State	FL
Zip	34711-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM AT LEGENDS PB 57 PG 5-9 LOT 158 ORB 4817 PG 2129
Legal Range	26E
Legal Township	23S
Legal Section	08
Legal Subdivision	NOTTINGHAM AT LEGENDS
Legal Tract	A-L
Legal Lot Number	158
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2016
Census Tract	31316

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1117 HARMONY LN, CLERMONT, FL 34711-9021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · VA Mortgage TRUSTED MORTGAGE CAPITAL INC
Dec 28, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 5, 2022	Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL LLC
Oct 16, 2020	Loan Modification, Mortgage · FHA Mortgage WILMINGTON SVGS FUND SOCIETY
Apr 23, 2019	Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2016 · Amount on Record
Deed Sale	Aug 8, 2016 · Amount on Record
Prior Sale	May 7, 2013 · Amount on Record
Deed Document Number	2016081817
Deed Book / Page	4817 / 2129
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1117 HARMONY LN, CLERMONT, FL 34711-9021
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 HARMONY LN, CLERMONT, FL 34711-9021

Mortgage

Document Number	0066791989
Date	Feb 9, 2026
Book Page	6679/1989
Instrument	2026016452

Lender

Name	TRUSTED MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Mar 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1117 HARMONY LN, CLERMONT, FL 34711-9021
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 HARMONY LN, CLERMONT, FL 34711-9021

Mortgage

Document Number	0058650234
Date	Dec 28, 2021
Book Page	5865/234
Instrument	2021178286

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1117 HARMONY LN, CLERMONT, FL 34711-9021
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 HARMONY LN, CLERMONT, FL 34711-9021

Mortgage

Document Number	0060330387
Date	Oct 5, 2022
Book Page	6033/387
Instrument	2022131532

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	1117 HARMONY LN, CLERMONT, FL 34711-9021
Document Number	0056060511
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 HARMONY LN CLERMONT FL 347119021, CLERMONT, FL 34711-9021

Mortgage

Document Number	0056060511
Date	Dec 21, 2020
Book Page	005606/000511
Instrument	144259

Lender

Name	WILMINGTON SVGS FUND SOCIETY
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 20, 2045

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	1117 HARMONY LN, CLERMONT, FL 34711-9021
Document Number	0052811170
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 HARMONY LN CLERMONT FL 347119021, CLERMONT, FL 34711-9021

Mortgage

Document Number	0052811170
Date	May 17, 2019
Book Page	005281/001170
Instrument	55619

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	May 16, 2046

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$315,920 (+5.98%) Land $92,750 Building $223,170	$479,789 (+17.98%) Land $92,750 Building $387,039
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$298,080	$406,680 Land $92,750 Building $313,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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