1114 Harmony Ln, Clermont, FL 34711 Property Records

Lake County property record for 1114 Harmony Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,443 sqft · built 2010
Lot Size	0.237 acres (10,306 sqft)
Owner	2 Individual Names on Record
Last Sale	$396,900 (Aug 2021)
Tax Bill	$4,946 (2023)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-26-0550-000-15200`

Property Details

APN / Parcel Number

Primary APN	`08-23-26-0550-000-15200`
Alternative APNs	`262308055000015200` `3845762`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,443 sqft Living Area
Gross Area	3,034 sqft
1st Floor Area	2,293 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,306 sqft (0.237 acres)
Garage Type	Attached
Garage Area	591 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	175 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3845762
Street Address	1114 HARMONY LN
City	CLERMONT
State	FL
Zip	34711-9019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NOTTINGHAM AT LEGENDS PB 57 PG 5-9 LOT 152 ORB 5770 PG 632
Legal Range	26E
Legal Township	23S
Legal Section	8
Legal Subdivision	NOTTINGHAM AT LEGENDS
Legal Tract	A-L
Legal Block	2
Legal Lot Number	152
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2005
Census Tract	31316

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1114 HARMONY LN, CLERMONT, FL 34711-9019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jun 21, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Nov 1, 2016 · Amount on Record
Deed Document Number	2021110387
Deed Book / Page	5770 / 632
Prior Transfer Date	Nov 18, 2016
Prior Transfer Doc	0048660415
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 11, 2021
Property Address	1114 HARMONY LN, CLERMONT, FL 34711-9019
Document Number	0057700632
Book / Page	5770 / 632
Map Reference	MB 57 PG 5-9
Instrument Date	Aug 5, 2021
Instrument	2021110387
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,778.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 MELBOURNE AVE, INDIALANTIC, FL 32903-4315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 HARMONY LN, CLERMONT, FL 34711-9019

Mortgage

Document Number	0005770633
Date	Aug 11, 2021
Instrument	5770/633

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1114 HARMONY LN, CLERMONT, FL 34711-9019
Document Number	0051311582
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1114 HARMONY LN CLERMONT FL 347119019, CLERMONT, FL 34711-9019

Mortgage

Document Number	0051311582
Date	Jun 28, 2018
Book Page	005131/001582
Instrument	75109

Lender

Name	FIRST FIN
Type	Funding / Finance Company
Address	MILLERSVILLE, MD 21108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,340 (+2.9%)	$414,135 (-) Land $92,750 Building $321,385
2025		$356,020 (+7.41%) Land $92,750 Building $263,270	$414,135 (+19.9%) Land $92,750 Building $321,385
2023	$4,946.00 (+3.04%) Homeowner's exemption Widower's exemption Additional exemption filed	$331,460 (+3%)	$345,404 (+5.51%) Land $92,750 Building $252,654
2022	$4,800.00 Homeowner's exemption Widower's exemption Additional exemption filed	$321,813	$327,363 Land $75,250 Building $252,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Summit Broadband, T-Mobile.

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