1117 Cottage Ln, Hercules, CA 94547 Property Records

Contra Costa County property record for 1117 Cottage Ln, Hercules, CA 94547

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,514 sqft · built 2004
Lot Size0.066 acres (2,880 sqft)
OwnerIndividual Name on Record
Last Sale$1,088,000 (Apr 2022)
Tax Bill$13,875 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN404-630-043-2

Property Details

APN / Parcel Number

Primary APN404-630-043-2
Alternative APN
  • 404-630-043

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,514 sqft Living Area
1st Floor Area1,130 sqft
2nd Floor Area1,384 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area2,880 sqft (0.066 acres)
Garage TypeAttached
Garage Area429 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1117 COTTAGE LN
CityHERCULES
StateCA
Zip94547-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8511 L43
Legal SubdivisionSUBDIVISION 8511
Legal Tract8511
Legal Lot Number43
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1009
Census Tract359105

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1117 COTTAGE LN, HERCULES, CA 94547-2703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2022 · Amount on Record
Deed SaleApr 27, 2022 · Amount on Record
Prior SaleApr 28, 2011 · Amount on Record
Deed Document Number202272567
Prior Transfer DateSep 30, 2005
Prior Transfer Doc0000386005
Record UpdatedOct 29, 2026

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateApr 27, 2022
Property Address1117 COTTAGE LN, HERCULES, CA 94547-2703
Document Number0000072567
Map ReferenceMB 452 PG 35
Instrument DateApr 25, 2022
Instrument2022-072567
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1117 COTTAGE LN, HERCULES, CA 94547-2703

Mortgage

Document Number0000072568
DateApr 27, 2022
Instrument2022-072568
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateMay 1, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.37%
IndexOther
Margin3
Max Rate8.37%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityHercules City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$918,000 (-3.27%) Land $400,781 Building $517,219
2025$13,875.00 (+5.63%) Homeowner's exemption$949,000 (+4.29%) Land $414,316 Building $534,684
2023$13,135.00 (+25.5%) Homeowner's exemption$910,000 Land $470,000 Building $440,000
2022$10,466.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

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