1111 Cottage Ln, Hercules, CA 94547 Property Records

Contra Costa County property record for 1111 Cottage Ln, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,830 sqft · built 2004
Lot Size	0.074 acres (3,225 sqft)
Owner	Individual Name on Record
Last Sale	$479,000 (Apr 2008)
Tax Bill	$9,718 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`404-630-044`

Property Details

APN / Parcel Number

Primary APN	`404-630-044`
Alternative APN	`404-630-044-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,830 sqft Living Area
1st Floor Area	906 sqft
2nd Floor Area	924 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	3,225 sqft (0.074 acres)
Garage Type	Attached
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1111 COTTAGE LN
City	HERCULES
State	CA
Zip	94547-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8511 L44
Legal Subdivision	SUBDIVISION 8511
Legal Tract	8511
Legal Lot Number	44
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	359105

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1111 COTTAGE LN, HERCULES, CA 94547-2703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Deed of Trust, Mortgage · ARM DITECH FINANCIAL LLC
May 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2008 · Amount on Record
Deed Sale	Apr 24, 2008 · Amount on Record
Prior Sale	Aug 31, 2004 · Amount on Record
Deed Document Number	200889324
Last Transfer Date	Apr 15, 2021
Transfer Doc	0000145692
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1111 COTTAGE LN, HERCULES, CA 94547-2703
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074765
Date	May 1, 2017
Instrument	2017-074765

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 17, 2021
Property Address	1111 COTTAGE LN, HERCULES, CA 94547-2703
Document Number	0000145692
Map Reference	MB 452 PG 35
Instrument Date	Apr 15, 2021
Instrument	2021-145692
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 COTTAGE LN, HERCULES, CA 94547-2703

Mortgage

Document Number	0000145693
Date	May 17, 2021
Instrument	2021-145693

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$641,741 (+2%) Land $302,783 Building $338,958
2025	$9,718.00 (+5.88%) Homeowner's exemption	$629,159 (+4.04%) Land $296,847 Building $332,312
2023	$9,178.00 (+1.13%) Homeowner's exemption	$604,730 Land $285,321 Building $319,409
2022	$9,075.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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