1117 Clover St, Waco, TX 76705 Property Records

McLennan County property record for 1117 Clover St, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,340 sqft · built 1963
Lot Size0.327 acres (14,245 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN28-010500-000600-0

Property Details

APN / Parcel Number

Primary APN28-010500-000600-0
Alternative APNs
  • 2801050000060000111
  • 122397

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,340 sqft Living Area
1st Floor Area1,340 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1983
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area14,245 sqft (0.327 acres)
Lot Dimensions185 ft deep x 77 ft wide
DrivewayConcrete Driveway
Driveway Area400 sqft
PorchOpen Porch
Porch Area148 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1117 CLOVER ST
CityWACO
StateTX
Zip76705-2251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCLOVER ADDN LOT 6 BLOCK 1 ACRES .327
Legal SubdivisionCLOVER ADDN
Legal Block1
Legal Lot Number6
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2003
Census Tract1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1117 CLOVER ST, WACO, TX 76705-2251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1117 CLOVER ST, WACO, TX 76705-2251
Document Number0000000066
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedJan 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1117 CLOVER ST WACO TX 767052251, WACO, TX 76705-2251

Mortgage

Document Number0000000066
DateJan 2, 2018
Instrument66
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
AmountAmount Recorded
Term120 Months
DueJan 1, 2028

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$165,350 (-1.81%) Land $40,028 Building $125,322$165,350 (-1.81%) Land $40,028 Building $125,322
2025$168,400 (-13.51%) Land $36,470 Building $131,930$168,400 (-13.51%) Land $36,470 Building $131,930
2023$194,710 Land $36,470 Building $158,240$194,710 Land $36,470 Building $158,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1989–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLMEAD
serves 10,664 people · EPA ID TX1550001
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: Nextlink, T-Mobile.

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