McLennan County property record for 1115 Clover St, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,136 sqft · built 1962 |
| Lot Size | 0.38 acres (16,568 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $101,700 (Jun 2017) |
| Tax Bill | $3,619 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-010500-000700-6 |
| Primary APN | 28-010500-000700-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| Gross Area | 1,649 sqft |
| 1st Floor Area | 1,136 sqft |
| Flooring | Carpet |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 16,568 sqft (0.38 acres) |
| Lot Dimensions | 218 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 513 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1115 CLOVER ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-2251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CLOVER ADDN LOT 7 BLOCK 1 ACRES .3803 |
| Legal Subdivision | CLOVER ADDN |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1700 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1115 CLOVER ST, WACO, TX 76705-2251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 30, 2017 | Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on Record |
| Deed Sale | Jun 30, 2017 · Amount on Record |
| Prior Sale | Sep 15, 2011 |
| Deed Document Number | 201721181 |
| Prior Transfer Date | Jun 27, 2017 |
| Prior Transfer Doc | 0000021181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1115 CLOVER ST, WACO, TX 76705-2251 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1115 CLOVER ST, WACO, TX 76705-2251 |
| Document Number | 0000052722 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021052722 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 30, 2017 |
| Property Address | 1115 CLOVER ST, WACO, TX 76705-2251 |
| Document Number | 0000021181 |
| Map Reference | VOL897 PG294 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 2017021181 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1115 CLOVER ST, WACO, TX 76705-2251 |
| Document Number | 0000021182 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 2017021182 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bellmead City |
| County | McLennan County |
| Unified School District | La Vega Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,761 (-0.73%) Land $42,248 Building $128,513 | $170,761 (-0.73%) Land $42,248 Building $128,513 | |
| 2025 | $3,619.00 (+4.84%) | $172,010 (-14.3%) Land $38,600 Building $133,410 | $172,010 (-14.3%) Land $38,600 Building $133,410 |
| 2024 | $3,452.00 (-3.84%) | ||
| 2023 | $200,720 Land $38,600 Building $162,120 | $200,720 Land $38,600 Building $162,120 | |
| 2022 | $3,590.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1989–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLMEAD serves 10,664 people · EPA ID TX1550001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: Nextlink, T-Mobile.
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