St. Johns County property record for 1117 Bay Breeze Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,169 sqft · built 2005 |
| Lot Size | 0.51 acres (22,215 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $381,300 (Jun 2005) |
| Tax Bill | $7,067 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009981-2660 |
| Primary APN | 009981-2660 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,169 sqft Living Area |
| Gross Area | 4,203 sqft |
| 1st Floor Area | 2,665 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,215 sqft (0.51 acres) |
| Garage Type | Attached |
| Garage Area | 710 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 476 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 366 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1117 BAY BREEZE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 48/76-95 JOHNS CREEK LOT 266 OR2458/1806 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 19 |
| Legal Subdivision | JOHNS CREEK |
| Legal Block | 1 |
| Legal Lot Number | 266 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20907 |
1117 Bay Breeze Dr is owned and occupied by two individuals who bought it in June 2005.
Source: St. Johns County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1117 BAY BREEZE DR, SAINT AUGUSTINE, FL 32092-5081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit BANK NATIONAL ASSOCIATION |
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2005 · Amount on File |
| Deed Sale | Jun 13, 2005 · Amount on File |
| Deed Document Number | 200545935 |
| Deed Book / Page | 2458 / 1806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 25, 2026 |
| Property Address | 1117 BAY BREEZE DR, SAINT AUGUSTINE, FL 32092-5081 |
| Document Number | 0000072894 |
| Book / Page | 6425 / 1979 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 202672894 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1117 BAY BREEZE DR, SAINT AUGUSTINE, FL 32092-5081 |
| Document Number | 0000072894, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 6425/1979 |
| Instrument | 202672894 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 24, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.79% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1117 BAY BREEZE DR, SAINT AUGUSTINE, FL 32092-5081 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1117 BAY BREEZE DR, SAINT AUGUSTINE, FL 32092-5081 |
| Document Number | 0053000604 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 5300/604 |
| Instrument | 2021070747 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
The 2025 property tax bill for 1117 Bay Breeze Dr was $7,067 with a homeowner's exemption, up 9.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,815 (+2.7%) | $579,901 (+2.86%) Land $100,000 Building $479,901 | |
| 2025 | $7,067.00 (+9.62%) Homeowner's exemption | $350,355 (+2.9%) | $563,787 (-2.36%) Land $100,000 Building $463,787 |
| 2024 | $6,447.00 (+1.22%) Homeowner's exemption | $340,481 (+3%) | $577,412 (+2.74%) Land $100,000 Building $477,412 |
| 2023 | $6,369.00 (+1.76%) Homeowner's exemption | $330,564 (+3%) | $562,018 (+10.16%) Land $95,000 Building $467,018 |
| 2022 | $6,259.00 Homeowner's exemption | $320,936 | $510,172 Land $84,000 Building $426,172 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1117 Bay Breeze Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1117 Bay Breeze Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures