St. Johns County property record for 1109 Bay Breeze Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,964 sqft · built 2005 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $364,500 (Jun 2005) |
| Tax Bill | $6,787 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 009981-2640 |
| Primary APN | 009981-2640 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,964 sqft Living Area |
| Gross Area | 3,456 sqft |
| 1st Floor Area | 2,592 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 299 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1109 BAY BREEZE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 48/76-95 JOHNS CREEK LOT 264 OR2458/369 & 6297/834(Q/C) |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 19 |
| Legal Subdivision | JOHNS CREEK |
| Legal Block | 1 |
| Legal Lot Number | 264 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20907 |
1109 Bay Breeze Dr is owned by a company that acquired it in January 2026.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1109 BAY BREEZE DR, SAINT AUGUSTINE, FL 32092-5081 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 25, 2021 | Deed of Trust, Mortgage · Line of Credit TIAA FSB HOLDINGS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2005 · Amount on File |
| Deed Sale | Jun 10, 2005 · Amount on File |
| Deed Document Number | 200545738 |
| Deed Book / Page | 2458 / 369 |
| Last Transfer Date | Jan 22, 2026 |
| Transfer Doc | 0062970834 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 30, 2026 |
| Property Address | 1109 BAY BREEZE DR, SAINT AUGUSTINE, FL 32092-5081 |
| Document Number | 0062970834 |
| Book / Page | 6297 / 834 |
| Map Reference | MB 48 PG 76-95 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2026008124 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1109 BAY BREEZE DR, SAINT AUGUSTINE, FL 32092-5081 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1109 BAY BREEZE DR, SAINT AUGUSTINE, FL 32092-5081 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1109 BAY BREEZE DR, SAINT AUGUSTINE, FL 32092-5081 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1109 BAY BREEZE DR, ST AUGUSTINE, FL 32092-5081 |
| Document Number | 0052170460 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 5217/460 |
| Instrument | 2021032727 |
| Name | TIAA FSB HOLDINGS INC |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1109 Bay Breeze Dr was $6,787, up 9.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,474 (+2.7%) | $520,620 (-2.7%) Land $100,000 Building $420,620 | |
| 2025 | $6,787.00 (+9.57%) Homeowner's exemption | $329,575 (+2.9%) | $535,041 (-0.58%) Land $100,000 Building $435,041 |
| 2024 | $6,194.00 (+1.21%) Homeowner's exemption | $320,287 (+3%) | $538,141 (+2.73%) Land $100,000 Building $438,141 |
| 2023 | $6,120.00 (+1.75%) Homeowner's exemption | $310,958 (+3%) | $523,833 (+13.05%) Land $95,000 Building $428,833 |
| 2022 | $6,015.00 Homeowner's exemption | $301,901 | $463,346 Land $84,000 Building $379,346 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1109 Bay Breeze Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1109 Bay Breeze Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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