1117 Apple Valley Dr, Howard, OH 43028 Property Records

Knox County property record for 1117 Apple Valley Dr, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,702 sqft · built 1994
Lot Size	0.308 acres (13,416 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,900 (Dec 2021)
Tax Bill	$3,821 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-00423.000`

Property Details

APN / Parcel Number

Primary APN	`23-00423.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
1st Floor Area	1,702 sqft
Basement Area	1,702 sqft
Unfinished Basement	1,702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Lot Area	13,416 sqft (0.308 acres)
Lot Dimensions	120 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	370 sqft
Patio Area	642 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	1117 APPLE VALLEY DR
City	HOWARD
State	OH
Zip	43028-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD HILLS LOT #423
Legal Lot Number	423
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2025
Census Tract	6801

Owner

Source: Knox County records, as of April 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1117 APPLE VALLEY DR, HOWARD, OH 43028-9772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 25, 2020	Deed of Trust, Mortgage PEOPLES BK
Nov 7, 2017	Deed of Trust, Mortgage PEOPLES BK
Aug 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Sep 25, 2002
Deed Document Number	202113108
Deed Book / Page	1900 / 193
Prior Transfer Date	Aug 9, 2012
Prior Transfer Doc	0013530365
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Dec 30, 2021
Property Address	1117 APPLE VALLEY DR, HOWARD, OH 43028-9772
Document Number	0000013108
Book / Page	1900 / 193
Instrument Date	Dec 28, 2021
Instrument	20210-00013108
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 APPLE VALLEY DR, HOWARD, OH 43028-9772

Mortgage

Document Number	0000013109
Date	Dec 30, 2021
Instrument	20210-00013109

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	1117 APPLE VALLEY DR, HOWARD, OH 43028-9772
Document Number	0017990437
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26539 CAVALLO RD DANVILLE OH 430149673, DANVILLE, OH 43014-9673

Mortgage

Document Number	0017990437
Date	Aug 31, 2020
Book Page	001799/000437
Instrument	7255

Lender

Name	PEOPLES BK
Type	Bank
Address	GAMBIER, OH 43022

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	1117 APPLE VALLEY DR, HOWARD, OH 43028-9772
Document Number	0016440721
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26539 CAVALLO RD DANVILLE OH 430149673, DANVILLE, OH 43014-9673

Mortgage

Document Number	0016440721
Date	Nov 13, 2017
Book Page	001644/000721
Instrument	9213

Lender

Name	PEOPLES BK
Type	Bank
Address	GAMBIER, OH 43022

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX OH
Recording Date	Aug 23, 2017
Property Address	1117 APPLE VALLEY DR, HOWARD, OH 43028-9772
Document Number	0016320170
Book / Page	001632 / 000170
Instrument Date	Aug 11, 2017
Instrument	6724
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26539 CAVALLO RD HOWARD OH 43028, HOWARD, OH 43028

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$268,910 (-) Land $11,450 Building $257,460
2025	$3,821.00 (-0.8%)	$94,120 (-) Land $4,010 Building $90,110
2024	$3,852.00 (+0.34%)	$94,120 (-) Land $4,010 Building $90,110
2023	$3,839.00 (+22.93%)	$94,120 (+43.02%) Land $4,010 Building $90,110	$268,910 (+43%) Land $11,450 Building $257,460
2022	$3,123.00	$65,810 Land $2,800 Building $63,010
2020			$188,050 Land $8,010 Building $180,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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