1109 Apple Valley Dr, Howard, OH 43028 Property Records

Knox County property record for 1109 Apple Valley Dr, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1978
Lot Size	0.407 acres (17,729 sqft)
Owner	Trust Name on Record
Last Sale	$82,000 (Mar 2019)
Tax Bill	$1,598 (2025)
Deeds & Mortgages	Aug 2022 Transfer Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-00425.000`

Property Details

APN / Parcel Number

Primary APN	`23-00425.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2019
Architectural Style	Modular
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	17,729 sqft (0.407 acres)
Lot Dimensions	209 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Street Address	1109 APPLE VALLEY DR
City	HOWARD
State	OH
Zip	43028-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD HILLS LOT #425
Legal Subdivision	ORCHARD HILLS PLAT ONE
Legal Lot Number	425
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2025
Census Tract	6801

Owner

Source: Knox County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1109 APPLE VALLEY DR, HOWARD, OH 43028-9768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 11, 2019	Warranty Deed, Transfer · Conventional with PMI PARK NAT'L BK
Mar 29, 2019	Warranty Deed, Transfer · Line of Credit PEOPLES BK
Jan 28, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Jan 28, 2019 · Amount on Record
Deed Document Number	20192125
Deed Book / Page	1714 / 656
Last Transfer Date	Aug 29, 2022
Transfer Doc	0000007346
Record Updated	Jun 8, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX OH
Recording Date	Aug 30, 2022
Property Address	1109 APPLE VALLEY DR, HOWARD, OH 43028-9768
Document Number	0000007346
Book / Page	1941 / 201
Instrument Date	Aug 29, 2022
Instrument	20220-00007346
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1109 APPLE VALLEY DR, HOWARD, OH 43028-9768

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Sep 11, 2019
Property Address	1109 APPLE VALLEY DR, HOWARD, OH 43028-9768
Document Number	0017390946
Book / Page	001739 / 000946
Instrument Date	Sep 5, 2019
Instrument	6848
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 APPLE VALLEY DR HOWARD OH 430289768, HOWARD, OH 43028-9768

Mortgage

Document Number	17390947
Date	Sep 11, 2019
Book Page	001739/000947
Instrument	6849

Lender

Name	PARK NAT'L BK
Type	Bank
Address	NEWARK, OH 43058-3500

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Mar 29, 2019
Property Address	1109 APPLE VALLEY DR, HOWARD, OH 43028-9768
Document Number	0017140656
Book / Page	001714 / 000656
Instrument Date	Mar 25, 2019
Instrument	2125
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1064 PINEHURST DR LAS VEGAS NV 891091522, LAS VEGAS, NV 89109-1522

Mortgage

Document Number	17140658
Date	Mar 29, 2019
Book Page	001714/000658
Instrument	2126

Lender

Name	PEOPLES BK
Type	Bank
Address	GAMBIER, OH 43022

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 28, 2044

Interest

Rate Type	Adjustable Rate

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KNOX OH
Recording Date	Jan 28, 2019
Property Address	1109 APPLE VALLEY DR, HOWARD, OH 43028-9768
Document Number	0017070069
Book / Page	001707 / 000069
Instrument Date	Dec 27, 2018
Instrument	618
Transaction Type	Foreclosure
Record Updated	Feb 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$201.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4519 KENNY RD COLUMBUS OH 432203710, COLUMBUS, OH 43220-3710

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$171,700 (-) Land $13,990 Building $157,710
2025	$1,598.00 (-21.24%)	$60,100 (-) Land $4,900 Building $55,200
2024	$2,029.00 (-0.88%) Homeowner's exemption Senior Citizen's exemption	$60,100 (-) Land $4,900 Building $55,200
2023	$2,047.00 (+30.97%) Homeowner's exemption Senior Citizen's exemption	$60,100 (+43.03%) Land $4,900 Building $55,200	$171,700 (+43%) Land $13,990 Building $157,710
2022	$1,563.00 Homeowner's exemption Senior Citizen's exemption	$42,020 Land $3,420 Building $38,600
2020			$120,070 Land $9,780 Building $110,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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