Orange County property record for 11168 Ledgement Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,788 sqft · built 2003 |
| Lot Size | 0.334 acres (14,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $644,000 (Jan 2022) |
| Tax Bill | $10,007 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Apr 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-23-28-3101-02-240 |
| Primary APN | 19-23-28-3101-02-240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,788 sqft Living Area |
| Gross Area | 3,796 sqft |
| 1st Floor Area | 2,788 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 14,534 sqft (0.334 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11168 LEDGEMENT LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | GLENMUIR UT 2 51/42 LOT 224 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 19 |
| Legal Subdivision | GLENMUIR UT 2 |
| Legal Tract | 3101 |
| Legal Block | 2 |
| Legal Lot Number | 224 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 17115 |
11168 Ledgement Ln is owned and occupied by two individuals who bought it in January 2022.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11168 LEDGEMENT LN, WINDERMERE, FL 34786-6417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 19, 2021 | Warranty Deed, Transfer NOT AVAILABLE, VISION TITLE LLC |
| Jun 5, 2018 | Deed of Trust, Mortgage · Line of Credit ALLIANCE CAP INT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2022 · Amount on File |
| Deed Sale | Jan 4, 2022 · Amount on File |
| Prior Sale | Apr 19, 2021 · Amount on File |
| Deed Document Number | 20224448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 4, 2022 |
| Property Address | 11168 LEDGEMENT LN, WINDERMERE, FL 34786-6417 |
| Document Number | 0000004448 |
| Map Reference | MB 51 PG 42-44 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 20220004448 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,508.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9713 ENDICOTT CT, 9713, WINDERMERE, FL 34786-5611 |
| Name | Verified Name |
|---|---|
| Address | 11168 LEDGEMENT LN, WINDERMERE, FL 34786-6417 |
| Document Number | 0000004450 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 20220004450 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 19, 2021 |
| Property Address | 11168 LEDGEMENT LN, WINDERMERE, FL 34786-6417 |
| Document Number | 20210234332 |
| Map Reference | MB 51 PG 42-44 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 20210234332 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | NOT AVAILABLE, VISION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,920.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | CARRERA 14 91 91 #202202, BOGOTA XX |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8336 BOYLA CT, WINDERMERE, FL 34786-5320 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11168 LEDGEMENT LN, WINDERMERE, FL 34786-6417 |
| Document Number | 0000327398 |
| Instrument Date | Jun 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | AVENIDA 2A RESIDENCIAS VIS AZUL APT 2-A |
| Document Number | 0000327398 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 327398 |
| Name | ALLIANCE CAP INT'L BK |
|---|---|
| Address | HATO REY, PR 00918 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 4, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
The 2025 property tax bill for 11168 Ledgement Ln was $10,007, up 3.9% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $643,697 (+2.7%) | $733,360 (-1.24%) Land $175,000 Building $558,360 | |
| 2025 | $10,007.00 (+3.88%) Homeowner's exemption | $626,774 | $742,600 Land $175,000 Building $567,600 |
| 2024 | $9,633.00 (+7.24%) | ||
| 2023 | $8,983.00 (+7.58%) Homeowner's exemption | $591,369 (+15.51%) Land $95,000 Building $496,369 | $591,369 (+15.51%) Land $95,000 Building $496,369 |
| 2022 | $8,350.00 Homeowner's exemption | $511,971 Land $95,000 Building $416,971 | $511,971 Land $95,000 Building $416,971 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11168 Ledgement Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11168 Ledgement Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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