Orange County property record for 11162 Ledgement Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,177 sqft · built 2002 |
| Lot Size | 0.334 acres (14,535 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $357,500 (Jul 2019) |
| Tax Bill | $8,067 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-23-28-3101-02-230 |
| Primary APN | 19-23-28-3101-02-230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,177 sqft Living Area |
| Gross Area | 4,258 sqft |
| 1st Floor Area | 2,776 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 14,535 sqft (0.334 acres) |
| Garage Type | Attached |
| Garage Area | 670 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 340 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11162 LEDGEMENT LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | GLENMUIR UT 2 51/42 LOT 223 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 19 |
| Legal Subdivision | GLENMUIR UT 2 |
| Legal Tract | 3101 |
| Legal Block | 2 |
| Legal Lot Number | 223 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 17115 |
Source: Orange County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11162 LEDGEMENT LN, WINDERMERE, FL 34786-6417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Jul 1, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage COGENT BANK |
| Dec 28, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2019 · Amount on Record |
| Deed Sale | Jul 1, 2019 · Amount on Record |
| Prior Sale | Dec 28, 2018 · Amount on Record |
| Deed Document Number | 2019404280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11162 LEDGEMENT LN, WINDERMERE, FL 34786-6417 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1162 LEDGEMENT LANE, WINDERMERE, FL 34786 |
| Document Number | 20210466181 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 20210466181 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | ORANGE CITY, FL 32763 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 1, 2019 |
| Property Address | 11162 LEDGEMENT LN, WINDERMERE, FL 34786-6417 |
| Document Number | 0000404280 |
| Map Reference | MB 51 PG 42-44 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 20190404280 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,502.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8742 LUCENT BLVD STE 300, 8742, HIGHLANDS RANCH, CO 80129-2386 |
| Name | Verified Name |
|---|---|
| Address | 11162 LEDGEMENT LN, WINDERMERE, FL 34786-6417 |
| Document Number | 0000404281 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 20190404281 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 28, 2018 |
| Property Address | 11162 LEDGEMENT LN, WINDERMERE, FL 34786-6417 |
| Document Number | 0000748961 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 748961 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 17, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,459.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $522,180 (+2.7%) | $762,830 (-1.32%) Land $175,000 Building $587,830 | |
| 2025 | $8,067.00 (+4.13%) Homeowner's exemption | $508,452 (+5.99%) | $773,040 (+23.84%) Land $175,000 Building $598,040 |
| 2024 | $7,747.00 (+7.25%) | ||
| 2023 | $7,223.00 (+3.32%) Homeowner's exemption | $479,730 (+3%) | $624,249 (+15.01%) Land $95,000 Building $529,249 |
| 2022 | $6,991.00 Homeowner's exemption | $465,757 | $542,775 Land $95,000 Building $447,775 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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