11160 Flora Rd, Harrison, OH 45030 Property Records

Hamilton County property record for 11160 Flora Rd, Harrison, OH 45030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,257 sqft · built 1991
Lot Size	5.03 acres (219,281 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,363 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`560-0140-0091-00`

Property Details

APN / Parcel Number

Primary APN	`560-0140-0091-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,257 sqft Living Area
1st Floor Area	2,257 sqft
Basement Area	2,257 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	219,281 sqft (5.03 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	152 sqft
Patio Area	851 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	11160 FLORA RD
City	HARRISON
State	OH
Zip	45030-9305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS FLORA RD 5.034 AC PT LOTS 5 8 LYNESS 2ND SUB ADJ LAND R1-T2-S7
Legal Range	01
Legal Township	02
Legal Section	07
Legal Subdivision	LYNESS
Legal Lot Number	5 8
Jurisdiction	HAMILTON OH
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3001
Census Tract	26001

Owner

11160 Flora Rd is owned and occupied by two individuals who acquired it in August 1991.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11160 FLORA RD, HARRISON, OH 45030-9305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 1991
Deed Sale	Aug 19, 1991
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11160 FLORA RD, HARRISON, OH 45030-9305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116296
Date	Dec 22, 2017
Instrument	17-0116296

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	157 Months
Due	Jan 1, 2031

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11160 FLORA RD, HARRISON, OH 45030-9305
Document Number	0000117249
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11160 FLORA RD HARRISON OH 450309305, HARRISON, OH 45030-9305

Mortgage

Document Number	0000117249
Date	Nov 6, 2020
Book Page	014291/001819
Instrument	117249

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 5, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 11160 Flora Rd was $6,363, up 6.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Harrison Township
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,363.00 (+6.49%)	$154,004 (-) Land $29,019 Building $124,985
2024	$5,975.00 (-0.52%)	$154,004 (-) Land $29,019 Building $124,985
2023	$6,006.00 (+12.83%)	$154,004 (+29.01%) Land $29,019 Building $124,985	$440,010 Land $82,910 Building $357,100
2022	$5,323.00 Homeowner's exemption	$119,375 Land $31,105 Building $88,270
2020			$341,070 Land $88,870 Building $252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11160 Flora Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11160 Flora Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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