11157 Flora Rd, Harrison, OH 45030 Property Records

Hamilton County property record for 11157 Flora Rd, Harrison, OH 45030

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2 bd · 1 ba · 672 sqft · built 1935
Lot Size	6.02 acres (262,362 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Jul 2023)
Tax Bill	$344 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Dec 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`560-0140-0036-90`

Property Details

APN / Parcel Number

Primary APN	`560-0140-0036-90`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	672 sqft
1st Floor Area	672 sqft

Exterior

Year Built	Built 1935
Lot Area	262,362 sqft (6.02 acres)

Location & Zoning

Street Address	11157 FLORA RD
City	HARRISON
State	OH
Zip	45030-9305
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	FLORA RD 6.00 AC R1-T2-S7 NE
Legal Range	01
Legal Township	02
Legal Section	07
Jurisdiction	HAMILTON OH
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3001
Census Tract	26001

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11195 FLORA RD, HARRISON, OH 45030-9305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Deed of Trust, Mortgage DWL INVESTMENTS LLC
Dec 30, 2024	Deed of Trust, Mortgage · Commercial Mortgage MICHAEL HARRIS ETAL
Aug 12, 2025	Intrafamily Transfer, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP
Jul 24, 2023	Warranty Deed, Transfer · Commercial Mortgage MICHAEL HARRIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Jul 24, 2023 · Amount on Record
Deed Document Number	0000051144
Deed Book / Page	14963 / 1207
Last Transfer Date	Aug 12, 2025
Transfer Doc	0000060513
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11157 FLORA RD, HARRISON, OH 45030-9305
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060515
Date	Aug 12, 2025
Book Page	15477/1067
Instrument	2025-0060515

Lender

Name	DWL INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	35 Months
Due	Jul 25, 2028

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11157 FLORA RD, HARRISON, OH 45030-9305
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092897
Date	Dec 30, 2024
Book Page	15322/1081
Instrument	2024-0092897

Lender

Name	MICHAEL HARRIS ETAL
Type	Private Party
Address	7296 ROYALGREEN DR, CINCINNATI, OH 45244

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Aug 12, 2025
Property Address	11157 FLORA RD, HARRISON, OH 45030-9305
Document Number	0000060513
Book / Page	15477 / 1044
Instrument Date	Jul 29, 2025
Instrument	2025-0060513
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11195 FLORA RD, HARRISON, OH 45030-9305

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11195 FLORA RD, HARRISON, OH 45030-9305
Investor	Possibly a Property Investor

Mortgage

Document Number	0000060514
Date	Aug 12, 2025
Book Page	15477/1048
Instrument	2025-0060514

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 24, 2023
Property Address	11157 FLORA RD, HARRISON, OH 45030-9305
Document Number	0000051144
Book / Page	14963 / 1207
Instrument Date	Jul 14, 2023
Instrument	2023-0051144
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11195 FLORA RD, HARRISON, OH 45030-9305
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051145
Date	Jul 24, 2023
Book Page	14963/1210
Instrument	2023-0051145

Lender

Name	MICHAEL HARRIS
Type	Private Party
Address	7296 ROYALGREEN DR, CINCINNATI, OH 45244

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Harrison Township
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$344.00 (-54.86%)	$18,197 (+4.59%) Land $18,197
2024	$762.00 (+8.7%)	$17,399 (-) Land $17,399
2023	$701.00 (-16.94%)	$17,399 (-5.51%) Land $17,399	$51,990 (-1.18%) Land $51,990
2022	$844.00	$18,414 Land $18,414
2020			$52,610 Land $52,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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