Black Hawk County property record for 1116 W 3rd St, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,711 sqft · built 1903 |
| Lot Size | 0.065 acres (2,820 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,240 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-304-006 |
| Primary APN | 8913-26-304-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,711 sqft Living Area |
| 1st Floor Area | 828 sqft |
| Basement Area | 828 sqft |
| Game Room | Game Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 2,820 sqft (0.065 acres) |
| Lot Dimensions | 60 ft deep x 47 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | Deck Area |
| Patio Area | 56 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 1116 W 3RD ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITNEY AND SEDGWICKS ADDITION NE 46 2/3 FT LOT 10 BLK 5 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | WHITNEY AND SEDGWICKS ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 300 |
1116 W 3rd St is owned by a company that acquired it in October 2008.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 204 ALTA VISTA AVE, WATERLOO, IA 50703-4222 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 28, 2008 |
| Transfer Doc | 2009008769 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1116 W 3rd St was $1,240, up 9% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,240.00 (+8.96%) | $60,790 Land $4,370 Building $56,420 | $60,790 Land $4,370 Building $56,420 |
| 2024 | $1,138.00 | ||
| 2023 | $52,430 (+20.92%) Land $4,370 Building $48,060 | $52,430 Land $4,370 Building $48,060 | |
| 2022 | $952.00 | $43,360 Land $4,370 Building $38,990 | |
| 2021 | $43,360 Land $4,370 Building $38,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1116 W 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1116 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
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