1027 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1027 W 3rd St, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,955 sqft · built 1907
Lot Size0.103 acres (4,500 sqft)
OwnerCompany Name on Record
Last Sale$20,600 (Feb 2025)
Tax Bill$334 (2025)
Flood ZoneZone X (minimal risk)
APN8913-26-329-020

Property Details

APN / Parcel Number

Primary APN8913-26-329-020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,955 sqft Living Area
1st Floor Area974 sqft
Basement Area974 sqft
Unfinished Basement974 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions100 ft deep x 45 ft wide
Garage TypeDetached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area229 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1027 W 3RD ST
CityWATERLOO
StateIA
Zip50701-2617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITNEY AND SEDGWICKS ADDITION SW 45 FT LOT 4 BLK 1 NW 23.6 FT SW 45 FT LOT 5 BLK 1
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionWHITNEY AND SEDGWICKS ADDITION
Legal Block1
Legal Lot Number4,5
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2025
Census Tract300

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 538, WATERLOO, IA 50704-0538
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2025 · Amount on Record
Deed SaleFeb 20, 2025 · Amount on Record
Prior SaleSep 13, 2023
Deed Document Number20252366
Prior Transfer DateJan 30, 2025
Prior Transfer Doc0000002366
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$334.00 (+271.11%)$16,370 (+10.46%) Land $5,940 Building $10,430$16,370 (+10.46%) Land $5,940 Building $10,430
2024$90.00 (-85.83%)
2023$14,820 (-12.05%) Land $5,940 Building $8,880$14,820 (-12.05%) Land $5,940 Building $8,880
2022$635.00$16,850 Land $5,940 Building $10,910
2021$16,850 Land $5,940 Building $10,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

Nearby Properties on W 3rd St

Nearby Streets

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