1116 Thomas St, South Bend, IN 46601 Property Records

St. Joseph County property record for 1116 Thomas St, South Bend, IN 46601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,870 sqft · built 1886
Lot Size	0.197 acres (8,568 sqft)
Owner	Individual Name on Record
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`71-08-11-178-008.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-11-178-008.000-026`
Alternative APN	`01830702746`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,870 sqft Living Area
Gross Area	3,469 sqft
1st Floor Area	2,950 sqft
Basement Area	599 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Duplex Single
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,568 sqft (0.197 acres)
Lot Dimensions	168 ft deep x 51 ft wide
Terrain	Low
View / Lot	Alley
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1116 THOMAS ST
City	SOUTH BEND
State	IN
Zip	46601-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 & N 33 VAC EDDY ST STANFIELDS SUB OF BOL 88
Legal Subdivision	EDDY ST STANFIELDS SUB
Legal Lot Number	17
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1026
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Washington Historic District listed 1975 · 330 contributing resources · NRIS 75000049

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1116 THOMAS ST, SOUTH BEND, IN 46601-2643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
May 3, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 28, 2021	Quit Claim Deed, Transfer NEAR NORTH TITLE GROUP
Oct 15, 2021	Quit Claim Deed, Transfer NEAR NORTH TITLE GROUP
Oct 19, 2018	Sheriff's Deed, Foreclosure Foreclosure Auction
Jun 14, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023
Deed Sale	May 3, 2023
Prior Sale	Oct 15, 2021
Deed Document Number	20239514
Prior Transfer Date	May 1, 2023
Prior Transfer Doc	0000009514
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1116 THOMAS ST, SOUTH BEND, IN 46601-2643
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002601339
Date	Jan 15, 2026
Instrument	2601339

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 3, 2023
Property Address	1116 THOMAS ST, SOUTH BEND, IN 46601-2643
Document Number	0002309514
Instrument Date	May 1, 2023
Instrument	2309514
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1018 N ADAMS ST, SOUTH BEND, IN 46628-2628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 THOMAS ST, SOUTH BEND, IN 46601-2643

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 28, 2021
Property Address	1116 THOMAS ST, SOUTH BEND, IN 46601-2643
Document Number	0002113964
Instrument Date	Apr 23, 2021
Instrument	2113964
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 THOMAS ST, SOUTH BEND, IN 46601-2643

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 15, 2021
Property Address	1116 THOMAS ST, SOUTH BEND, IN 46601-2643
Document Number	0002136804
Instrument Date	Apr 23, 2021
Instrument	2136804
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 THOMAS ST, SOUTH BEND, IN 46601-2643

October 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 19, 2018
Property Address	1116 THOMAS ST, SOUTH BEND, IN 46601-2643
Document Number	0001827068
Instrument Date	Oct 17, 2018
Instrument	1827068
Transaction Type	Foreclosure
Record Updated	Dec 26, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 W WASHINGTON ST, SOUTH BEND, IN 46601-1435

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 14, 2017
Property Address	1116 THOMAS ST, SOUTH BEND, IN 46601-2643
Document Number	1714971
Instrument Date	May 1, 2017
Instrument	1714971
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 CARLTON ST, MISHAWAKA, IN 46544-4562

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 14, 2017
Property Address	1116 THOMAS ST, SOUTH BEND, IN 46601-2643
Document Number	0001714971
Instrument Date	May 1, 2017
Instrument	1714971
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 CARLTON ST, MISHAWAKA, IN 46544-4562
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00 (-48.1%)	$136,700 (+76.84%) Land $13,900 Building $122,800	$136,700 (+76.84%) Land $13,900 Building $122,800
2024	$2,890.00 (+48.21%)
2023	$1,950.00 (+239.13%)	$77,300 (+222.08%) Land $13,900 Building $63,400	$77,300 (+222.08%) Land $13,900 Building $63,400
2022	$575.00	$24,000 Land $13,900 Building $10,100	$24,000 Land $13,900 Building $10,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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